No Military Affiliation Required.
Backed By NCUA
HOW CAN WE HELP YOU DO BETTER?
Set up your online account in 3 easy steps. No military affiliation required.
Join via employment, association membership, volunteerism or military affiliation.
Enter your name, phone number, email and address to get started.
Open your savings account with just a $5 initial deposit and you’re a PenFed member!
1.5% Cash Back on purchases, no category restrictions, no caps, no limits! Get great PenFed rates, and redeem your unlimited rewards however you want with flexible redemption options.
Shopping for a new car or truck? Take a look at PenFed's member-exclusive auto loan rates before settling for high-cost dealer financing.
What They're Saying
Our Members Love Us, You Will Too
Every time I walk into my branch, I'm taken great care of. Thank you PenFed for your great service.
I joined PenFed because both my parents were members - so glad I did. PenFed helped me get a great rate on my first new car.
I went to Penfed to see if I qualified for a mortgage. My friends told me about all the trouble they've had using other lenders, but penfed made everything easy for me. Thank you Sarah and PenFed!
I just started using Penfeds new Travel AMEX card on my last trip to Basal - my other cards charge me just for being away but not this card with Penfed.
Help us give back to our Military Heroes and follow in their examples of service. Learn how we can build community together.
Find a loan that helps cover whatever comes your way.
Premium Checking That Pays You Back
Please enter a valid username.
Become a member and take advantage of products and exclusive offers!
Search for Cars