MONEY MOVEMENT
Money moves made simple
Send, receive, and manage funds your way. Our secure tools make it easy to stay in control, wherever you are.
Transfer your way
Mobile App
Log in and tap "Pay & Transfer."
Select "Transfer Money."
Choose your accounts and enter the amount, frequency, and transfer date.
Confirm the details. You'll receive an email confirmation.
PenFed Online
Log in and click "Transfers."
Select "PenFed Transfers."
Choose your accounts and enter the amount, frequency, and transfer date. You can even set up recurring transfers!
Confirm the details. You'll receive an email confirmation.
Other Options
Zelle: Send money directly to friends or family with a PenFed checking or savings account.
Wire Transfers: A quick and secure way to send money, especially for international transfers.
Transfer by Phone: Call us at 1-800-247-5626, or if you're overseas, 1-703-838-5100. Be sure to have your account numbers ready!
Sending and receiving a wire transfer
To send a wire, you'll need:
- Recipient's full name and address
- Recipient's account number
- Receiving bank routing number (domestic wires)
- Receiving bank SWIFT/BIC code (international wires)
Ready to send?
Call 1-800-247-5626 to speak with a representative. From outside the U.S., call 1-703-838-5100
To receive a wire, provide to the sender:
- Your full name and address
- Your PenFed account number
- PenFed routing number: 256078446
- PenFed address (for international wires):
- 2930 Eisenhower Ave.
Alexandria, VA 22314
- 2930 Eisenhower Ave.
To send a wire, you'll need:
- Recipient's full name and address
- Recipient's account number
- Receiving bank routing number (domestic wires)
- Receiving bank SWIFT/BIC code (international wires)
Ready to send?
Call 1-800-247-5626 to speak with a representative. From outside the U.S., call 1-703-838-5100
To receive a wire, provide to the sender:
- Your full name and address
- Your PenFed account number
- PenFed routing number: 256078446
- PenFed address (for international wires):
- 2930 Eisenhower Ave.
Alexandria, VA 22314
- 2930 Eisenhower Ave.
Wire transfer guidelines
Key wire transfer information
- PenFed can receive international wires that do not require a SWIFT code.
- There's no fee to receive a wire transfer.
Modify or cancel a Wire Transfer
To change or cancel a pending wire transfer, please contact us immediately.
Recalling wires
- Domestic: You typically have up to 30 minutes from the time the wire is sent to initiate a recall.
- International: Recalls are processed on a best-effort basis and can take longer.
Daily cut-off times
Keep in mind that requests received after the cut-off times will be processed the next business day.
- Domestic: 3:00 PM EST
- International: 3:00 PM EST (Canada: 12:00 PM EST)
Key wire transfer information
- PenFed can receive international wires that do not require a SWIFT code.
- There's no fee to receive a wire transfer.
Modify or cancel a Wire Transfer
To change or cancel a pending wire transfer, please contact us immediately.
Recalling wires
- Domestic: You typically have up to 30 minutes from the time the wire is sent to initiate a recall.
- International: Recalls are processed on a best-effort basis and can take longer.
Daily cut-off times
Keep in mind that requests received after the cut-off times will be processed the next business day.
- Domestic: 3:00 PM EST
- International: 3:00 PM EST (Canada: 12:00 PM EST)