A man shaking hand with a smile

Everyone is eligible to apply1

Apply today for one of our industry leading products and services.

Checkmark Icon

Exclusive discounts and member benefits

Checkmark Icon

24/7 access backed by industry-leading security

Checkmark Icon

85K Fee-Free2 ATMs & Branch Locations

Build your financial future with PenFed

Jeep auto

Auto Loans

Shift into drive with a great rate.

White Jeep Car Image

Apply for your Auto Loan today

Member

Log In for a faster experience. Your info will be pre-filled.


Guest

Apply now and we'll create your membership during the application process.

Bag of cash and home

Home Equity

Easily tap into your home’s value.

Free Checking

Say hello to your paycheck, up to 2 days early.

PenFed Credit Union

Apply for Free Checking

Member

Log In for a faster experience.
Your info will be pre-filled.


Guest

Apply now and we'll create your membership during the application process.

Home with pair of keys

Home Loans

Flexible no or low down payment options.

Why PenFed

Trusted partner

Trusted partner

Working for you

Working for you

Membership

Membership

24/7 Access

24/7 Access
member-benefits

Start saving and earning with PenFed

  • Dividends are compounded and credited monthly
  • Get our best-in-class products and build your future with us

Member Discounts

 
Enjoy benefits and discounts on all our products and loans.
Member Discounts

Fee-Free ATM

 
Enjoy over 85,000 fee-free ATMs nationwide.
Fee-Free ATM

About Us

 
Committed to helping you and your community.
About Us

Disclosures

1

To receive any advertised product, you must become a member of PenFed Credit Union.

2

Free Checking, Access America Checking, and Complete Access Checking accounts receive unlimited ATM transactions (withdrawals, balance inquiries, transfers, and deposits) without a PenFed fee.