a girl looking out of the car from window and smiling

VEHICLE PROTECTION

Protect your ride

Discover our top-tier vehicle protection plans and get the coverage you deserve. Log in today to see if you’re eligible to add vehicle protection coverage.

What is Vehicle Protection?

Your factory warranty's great, but it stops too soon. PenFed's vehicle protection plan picks up where it leaves off, saving you from unexpected repair bills and even throwing in extras like roadside help and rental car cash.

Protection Plans

Easy Street / Newer Cars

For current year plus 2 model years older vehicles with 0 - 15,000 miles on the odometer.

Coverage
6 years or until the odometer reaches 100,000 miles; whichever comes first.

Pricing
Standard Vehicles: $1,245

Sample Contract

Easy Street

For vehicles 8 model years old or newer with 75,000 miles or less on the odometer.

Coverage
5 years or until the odometer reaches 100,000 miles; whichever comes first.

Pricing
Standard Vehicles: $1,745
Premium*/Hybrid Vehicles: $2,995

Sample Contract

Main Street

For vehicles 8 model years old or newer with 75,001 - 125,000 miles on the odometer.

Coverage
36 months or 36,000 miles from time of purchase; whichever is first.

Pricing
Standard Vehicles: $1,745
Premium*/Hybrid Vehicles: $2,995

Sample Contract

Features and Benefits

$0 deductible

Nationwide coverage

24/7/365 Emergency roadside service

60 day money-back guarantee

Direct claim payments via Visa/Mastercard

Add vehicle coverage during the loan application process

To learn more, or add vehicle protection to your PenFed auto loan, log in to your account to check your eligibility.

*Premium Vehicles

The following vehicles are examples of Premium Vehicles for pricing: BMW - 1, 3, 5, Series, Any V10, Mercedes - C & E Class (all CL Class Mercedes vehicles are excluded), Cadillac, Hummer, Volvo, Mini Cooper, all hybrids and all diesels.

Disclosures

These products are optional. Insurance products are not a deposit or obligation of, or guaranteed by, PenFed or its affiliates. These products are not insured or guaranteed by NCUA or any agency of the federal government. Your credit approval cannot be conditioned on whether you purchase any of the insurance products. You may obtain insurance to protect your loan from an entity not affiliated with PenFed.

This product is only available to PenFed members. If the vehicle you want to protect is not currently being financed by PenFed, please contact us directly.