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Current Interest Rates
Conventional Fixed

5.875% (6.054% APR)1

FHA Fixed

5.25% (6.175% APR)2

VA Fixed

5.375% (5.646% APR)3

Jumbo Fixed

6.375% (6.499% APR)4

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MORTGAGE

Closing Gift Ideas for Real Estate Agents

What you'll learn: How to thank your real estate agent and inspire the perfect gift idea.

 

EXPECTED READ TIME: 6 MINUTES

couple speaking with real estate agent

February 19, 2024

You did it. After months (possibly longer) of searching and touring, you have finally closed on the right house.

If you are like many new homeowners, when you look back at the journey, you realize that your real estate agent was there every step of the way, offering personal guidance, support, and thoughtful expertise. At some point, these relationships become more than transactional services, and turn into meaningful connections. And that is not a bad thing, after all it pays to have a connection in the industry for the next time you are looking to buy or sell real estate.

While it is not necessary, many happy homeowners like to get gifts for their real estate agents to help solidify these relationships. Even if it is just something small to say thank you to their agent. But determining exactly what to get can be a bit of a conundrum.

This article is meant to help you with those house-closing gifts. From simple acts of marketing assistance to custom-crafted gifts, we will explore some excellent options to show your real estate agent some extra appreciation.

Referral to friends and family

There is not much room for debate: A referral can be the very best gift for a real estate agent. Not only is it an honest testament to their job well done, but it is quite literally bringing them new business. The homebuying process can be daunting for most, so a trustworthy referral to a friend or family member is beneficial for all parties. 

Thoughtful online review

Sometimes the least expensive gifts can say the most. This is absolutely the case when it comes to online reviews for real estate agents. Whether it is five stars on Google or a thoughtful anecdote that paints a picture of their quality service, a good review is both personally meaningful and professionally helpful.

Just think about how you search for services—a strong online review can be the final deciding factor when choosing between two or three options.

Gift cards

Gift cards are standard thank-you gifts for almost any occasion. There is no denying that they’re easy to get and almost always are well-received.

When picking out the perfect gift card, keep your agent's hobbies, interests, and favorite stores in mind. Or, snag one from where you know they get their coffee.

Hobby-related gifts

If you feel that you are really in tune with what your agent is interested in, you can explore a wider field of gift ideas. A physical gift that is in line with their hobby is an extremely meaningful way to show them that you appreciate what they did for you. It also demonstrates that you value the relationship you had with them—even if it was just listening and enjoying the conversations you shared.

You will want to be certain that the gift will be appreciated before you make the purchase (even more so than with a gift card). The best gifts for real estate agents are the ones that play an integral part in their everyday lives. For example, if they are an avid drawer, a sketch pad with quality pencils is a great gift. If they are interested in cooking, a quality pan or set of popular cookbooks could be a perfect fit.

Tech-savvy gifts

You should never feel pressured to give an expensive gift, but if it is within budget and your agent is really into tech, a gift in that genre could be great.

Tech offers a variety of options covering a large price range. You could shop for more personal gifts like headphones, tablets, and smartwatches. There are also plenty of gifts to help them with professional-related tasks. Smart notebooks, charging stations, robotic vacuums, espresso makers, and wireless speakers can help them set up open houses and connect with their clients more easily.

Personalized gifts

Another cost-effective option is a personalized gift. These can mean the most—especially if you know your agent on a personal level. Handmade gift baskets, personalized coffee mugs, digital picture frames, and engraved pens or collectibles can say thank you in a meaningful way.

Happy shopping

In the journey of buying or selling a home, a real estate agent often goes beyond facilitating a transaction, also offering expertise, support, and guidance. Whether they help you with your first home or your forever home, showing your appreciation with a gift has the power to turn a professional relationship into a meaningful connection.

Remember, these gifts are not necessary. But if you feel moved, and want to celebrate a special relationship, have fun picking out something meaningful. 

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Disclosures

1Conventional Loans

Except for holidays, rates are updated Monday through Friday at 10:15am EST. The advertised rates and points are subject to change. The information provided is based on 1.125 discount point, which equals 1.125 percent of the loan amount, and assumes the purpose of the loan is to purchase a property with a 30-year, conforming, fixed-rate loan. Loan amount of $400,000; loan-to-value ratio of 75%; credit score of 760; and DTI of 18% or less. The property is an existing single-family home and will be used as a primary residence. The advertised rates are based on certain assumptions and loan scenarios, and the rate you may receive will depend on your individual circumstances, including your credit history, loan amount, down payment, and our internal credit criteria. Other rates, points, and terms may be available. All loans are subject to credit and property approval.

Rates quoted require a loan origination fee of 1%; not to exceed $1,995. Speak to a PenFed Mortgage Loan Officer for additional details.

2FHA Loans

Except for holidays, rates are updated Monday through Friday at 10:15am EST. The advertised rates and points are subject to change. The information provided is based on 1.5 discount point, which equals 1.5 percent of the loan amount, and assumes the purpose of the loan is to purchase a property with a 30-year, conforming, fixed-rate loan. Loan amount of $400,000; loan-to-value ratio of 96.5%; credit score of 760; and DTI of 18% or less. The property is an existing single-family home and will be used as a primary residence. The advertised rates are based on certain assumptions and loan scenarios, and the rate you may receive will depend on your individual circumstances, including your credit history, loan amount, down payment, and our internal credit criteria. Other rates, points, and terms may be available. All loans are subject to credit and property approval.

Rates quoted require a loan origination fee of 1%; not to exceed $1,995. Speak to a PenFed Mortgage Loan Officer for additional details.

3VA Loans

Except for holidays, rates are updated Monday through Friday at 10:15am EST. The advertised rates and points are subject to change. The information provided is based on 1.0 discount point, which equals 1.0 percent of the loan amount, and assumes the purpose of the loan is to purchase a property with a 30-year, conforming, fixed-rate loan. Loan amount of $450,000; loan-to-value ratio of 95%; credit score of 760; and DTI of 18% or less. The property is an existing single-family home and will be used as a primary residence. The advertised rates are based on certain assumptions and loan scenarios, and the rate you may receive will depend on your individual circumstances, including your credit history, loan amount, down payment, and our internal credit criteria. Other rates, points, and terms may be available. All loans are subject to credit and property approval.

Rates quoted require a loan origination fee of $995.

4Jumbo Loans

Except for holidays, rates are updated Monday through Friday at 10:15am EST. The advertised rates and points are subject to change. The information provided is based on 1.0 discount point, which equals 1.0 percent of the loan amount, and assumes the purpose of the loan is to purchase a property with a 30-year, non-conforming, fixed-rate loan. Loan amount of $1,009,000; loan-to-value ratio of 70%; credit score of 760; and DTI of 18% or less. The property is an existing single-family home and will be used as a primary residence. The advertised rates are based on certain assumptions and loan scenarios, and the rate you may receive will depend on your individual circumstances, including your credit history, loan amount, down payment, and our internal credit criteria. Other rates, points, and terms may be available. All loans are subject to credit and property approval.

Rates quoted require a loan origination fee of 1%; not to exceed $1,995. Speak to a PenFed Mortgage Loan Officer for additional details.

Fixed Rate Advance Lock-In You may lock in an Annual Percentage Rate for Advances during the Advance Period. During your Advance Period, you may choose to have three separate Fixed Rate Advances locked in at any one time, with a maximum of two new Fixed Rate Advances per calendar year. Each Fixed Rate Advance must equal or exceed Ten Thousand Dollars ($10,000.00) and you may not request a Fixed Rate Advance that would cause the amount you owe to exceed your Credit Limit. The only term option for your Fixed Rate Advance is 240 months (“Fixed Rate Advance Term”). However, the term of your Fixed Rate Advance cannot exceed your Repayment Period.

This credit union is federally insured by the National Credit Union Administration. Rates are current as of May 2026 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate