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GAP - Guaranteed Asset Protection

 
  • Protection for your auto loan
  • Complimentary ADR benefit
  • Priced lower than dealership coverage
  • Finance with your PenFed Auto Loan
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Vehicle Protection

 
  • Zero deductible
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Car Buying Service

 
  • Discounted Rates as low as % APR for 36 months
  • Up to $3,500 in bonus cash offers1
  • Upfront online new & used vehicle price offers
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Auto Insurance Program

 
  • PenFed member discount
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RepairPal

 
  • Choose from thousands of vetted, certified shops
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TruStage® Auto Insurance

 
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Seguros Multiples

 
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Dental Benefits Max

 
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Disclosures

1From select manufacturers.

2Members are eligible to receive the lender-paid closing credit when their transaction is completed with both PenFed mortgage and the qualified PenFed real estate network agent to purchase their new home, subject to qualification and approval. Offer valid for completed purchase applications received on or after April 3, 2025. Member must use the qualified PenFed real estate network agent assigned to member to close their real estate transaction. If member has already closed on a property or is currently using, and wishes to continue using, an unqualified PenFed real estate network agent, member will not qualify for this benefit. Lender-paid closing cost credits include: loan origination fee, appraisal fee, tax service fee, flood certification fee, credit report fee, soft credit report fee, and escrow waiver pricing adjustment, if applicable. Members can obtain lender and real estate services separately, but the lender-paid closing credit will not apply. The seller and/or other credits must be reduced if the loan has reached the maximum allowable credit limit per the loan product. Terms and conditions subject to change without notice. Conditions and exclusions apply. This is not a commitment to lend.

3This product may not be available to residents of all states.

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This credit union is federally insured by the National Credit Union Administration. Rates are current as of June 2026 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate


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