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10 Summer Chores to Keep Your Home in Top Shape

EXPECTED READ TIME: 4 MINUTES

June 4, 2021

Summer is the perfect time of year for barbeques and sports. And believe it or not, chores. Longer, warmer days enable you to take on large projects that can be difficult in other seasons. Not to mention chores are much more enjoyable in beautiful weather. While you don't have to tackle every task, some will help keep your home in prime condition and allow you to enjoy the season.

1. Freshen up your yard.

Summer is the time of year to tend to your yard or garden. Everything you planted in the spring is in full bloom, and now the name of the game is maintenance. Ensure your landscaping tools and lawnmower are clean and oiled. Also, check your hose and sprinklers for leaks. It's a good idea to keep an eye on the yard as you begin a watering schedule so you can adjust the flow as needed. Standing water from overwatering is the perfect breeding ground for mosquitoes.

2. Set up outdoor spaces.

Those outdoor patios and porches have been gathering dust all year and need a deep clean to bring them back to life so you and your guests can enjoy them. Wash all outdoor flooring, and consider power washing it if the material can withstand it. At the same time, you can throw furniture covers in the laundry and clean off tables and chairs. If you have a grill, take the time to give it a good scrubbing, making sure to remove all excess residue from the grates. You may also want to consider simple additions like hanging lights and potted plants. These can go a long way toward making your spaces cheerful and inviting.

3. Clean out the garage.

Yes, it's daunting, but summer is the best time to face the stacks of old storage items in your garage. Warm weather often means you can use your driveway to spread out things and reorganize. And summer is the season of garage sales.
Sort what you find into piles of:

Keep
Sell
Donate
Trash

Make sure to label any boxes you're storing, so it's easy to find things in the future. And if you decide to have a garage sale — you're one step ahead.

4. Put up or repair your fence.

Speaking of large projects, this is the perfect opportunity to put up a fence or repair your existing one. Fences are the first thing anybody sees when they come to your home. So it's worth the time to make sure yours is sturdy, functional, and attractive. If you have a fence, think about what you need it to do. You may want it to keep little ones and pets in your yard or block out views from the street. If you already have a fence, do a walking inspection to look out for mold, peeling paint, or broken slats. As is the case with most home chores, cleaning and repairs are key to preventing larger issues down the road.

5. Paint the house.

There's nothing like a new coat of paint to dress up your home, and it can also increase its value. House paint acts as a protective sealant. So besides looking great, it's essential to repaint if you've noticed chips, discoloring, or other damage. A paint job can last 3 to 15 years or more. So whether you hire a professional or do it yourself, you'll want to be sure to use the right paint and tools. That way, you'll get the most out of your investment. For example, UV-protective paints will prevent the color from fading in the sun. Remember — take your time. It's more important to get it right than to get it done quickly.

6. Change and check your filters.

Plan for regular maintenance of your heating and air system (HVAC) — Doing that will save you money and keep your indoor air cleaner. It's wise to check air filters monthly and replace them if necessary.

7. Clean and service your pool, if you have one.

If you have a pool, you're going to want to have it ready to swim in by the first hot day of the season. Make sure to clean the pool itself, clean the filters, maintain the pH or salt levels — whichever you have — and repair any leaks or cracks.

Some other tasks that come with opening the pool are cleaning the patio or any landscaping surrounding it.

8. Take a look behind your refrigerator.

Another critical item to inspect is behind your refrigerator. The coils and compressor can get dirty and cause your fridge to be less efficient. And while you're at it, clean underneath to remove dust bunnies and debris. Doing this simple task every season can keep this vital appliance running longer.

9. Change batteries and test your alarms for fire and CO2.

It's always a smart idea to change the batteries and test your fire and CO2 alarms each season.

10. Clean patio and sliding doors.

There will probably be a lot of traffic from indoor to outdoor during the summer months. If your doors are sticking or creaking, clean them so access to the patio is quick and easy.

We hope you've found these summer tips helpful and inspirational. And make sure to keep the mortgage professionals at PenFed in mind when you're ready to refinance or buy a new home.

To learn more about PenFed loans or determine which loan is right for you:

For more information about PenFed Mortgages:

PenFed Mortgage:

855-660-1410

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Disclosures

^*Prime Rate is 6.750% as of December 12, 2025. The APR for this Home Equity Line of Credit (HELOC) is based on prime plus a margin and can change monthly. Fixed Rate Advances will be amortized over the Fixed Rate Advance Term, with the payment consisting of principal and interest. Your Annual Percentage Rate for a Fixed Rate Advance will be calculated by adding your Prime Rate, your Margin, and the Additional Fixed Rate Lock-In Margin. Your Annual Percentage Rate for a Fixed Rate Advance shall not exceed 18% and shall be equal to or greater than 6.750% for primary residences and second homes.

Annual Fee: Notwithstanding the foregoing, an annual fee of $99 will be assessed on each account anniversary.
Home equity lines of credit (HELOC) are variable rate loans and the interest rate is subject to increase after consummation of the loan on monthly basis. Closing costs range between $500 and $8,500 for credit lines of $500,000. Contact a representative for additional details.

Appraisals: PenFed will attempt to establish value via an independent method. If that method is unsuccessful, or the value is not sufficient for the amount requested, an appraisal will be required regardless of CLTV. An appraisal is always required in the following circumstances:

For all loans with a loan amount greater than $400,000.

If an appraisal is required, it must be ordered by PenFed. You will be contacted for authorization and payment prior to ordering. Appraisal fees average $550 to $850 (some run higher).

Closing Cost Credit: PenFed will pay most closing costs associated with a home equity line of credit (HELOC), which includes credit report, flood certification, settlement/closing, property ownership and encumbrances search, recording, property search, and quick close. Member is responsible for any city, county, and/or state taxes if the subject property is located in FL, LA, MD, MN, NY, TN, or VA. If an appraisal is required, the member, who is responsible for the fee whether or not the loan closes, will pay the cost.

Interest may be tax deductible, consult a tax advisor for further information regarding the tax deductibility of interest and charges.

Fixed Rate Advance Lock-In You may lock in an Annual Percentage Rate for Advances during the Draw Period. During your Draw Period, you may choose to have three separate Fixed Rate Advances locked in at any one time, with a maximum of two new Fixed Rate Advances per calendar year. Each Fixed Rate Advance must equal or exceed Ten Thousand Dollars ($10,000.00) and you may not request a Fixed Rate Advance that would cause the amount you owe to exceed your Credit Limit. The only term option for your Fixed Rate Advance is 240 months (“Fixed Rate Advance Term”). However, the term of your Fixed Rate Advance cannot exceed your Repayment Period.

Fixed Rate Advances will be amortized over the Fixed Rate Advance Term with the payment consisting of principal and interest. Your Annual Percentage Rate for a Fixed Rate Advance will be calculated by adding your Prime Rate, your Margin and the Additional Fixed Rate Lock-In Margin. Your Annual Percentage Rate for a Fixed Rate Advance shall not exceed 18% and shall be equal to or greater than 6.750% for primary residences and second homes.

Property Insurance: Property insurance is required.

Multiple PenFed Loans: Multiple PenFed Equity loans and HELOCs are available as long as the member and collateral qualify (except Texas). For Equity loans and HELOCs the total indebtedness cannot exceed $500,000 for all PenFed Equity and HELOCs combined.

PenFed does not lend on:

Mobile homes
Co-ops or time-shares
Properties that are currently listed on the market for sale
Commercial property or property used for commercial purposes, even if a residence is part of the property
Undeveloped property (land only)
Properties with more than 4 units

Properties that are currently under major construction/renovations: Property must be fully livable, with no safety issues. (Examples: no missing rails from stairs/decks, no open walls with wires showing, missing kitchen appliances/counters, missing bath fixtures or unfinished pool).

Additional limitations may apply

Home Equity Line of Credit:

This Account has a Draw Period of 10 years, followed by a repayment period of 20 years.
If only minimum payments are made during the draw period, the loan balance will not decrease.
In Texas, the maximum CLTV available is 80% on owner occupied properties. Additional restrictions apply in Texas, so please ask a representative for details.
In all other states, the maximum CLTV is 85% on owner occupied properties and second homes. Additional restrictions or requirements may apply based on application characteristics.
Property type of Condo has a maximum CLTV of 80%.
The maximum CLTV available is dependent on credit qualification.
Rates vary depending on owner occupancy and CLTV and other loan criteria.

Minimum Loan Amount Requirements in all States:

For an owner occupied property or second home the minimum loan amount is $25,000 and the maximum amount is $500,000 with a CLTV of 85% or less of the fair market value.

Other terms and conditions apply; call 844-918-4307 to speak with a representative for details. All rates and offers are subject to change without notice. To receive advertised product, you must become a member of PenFed.