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Vacation Homes in Florida


Florida vacation homes can't be beaten when you want to get away and spend some time at the beach. And if you've fallen in love with the sunshine state, you may wonder where to buy a vacation home in Florida. Whether you're planning on having it for personal use or renting it out, we'll go over some of the best areas and most beautiful parts of Florida. Read on to see where your dream vacation home might be.

Vacation Homes for Sale in North Florida Near St. Augustine

Step back in time in St Augustine — the oldest city in the U.S. with a population of 14,515. You'll find beautiful sandy beaches and Spanish architecture. Stroll through the quaint streets, relax on the beach, and renew yourself on Florida's historic coast. Nearby are the pristine white sand beaches of Anastasia Island State Park and Vilano Beach.

Real estate prices have been steadily climbing since 2012. The average home price as of January 2021 is around $310,000, but this can vary depending on the proximity to the beach. Although housing expenses are higher than the national average, St. Augustine is still surprisingly affordable for a beach town. There's something for every budget. St. Augustine homes for sale range from older small cottages to newer single-family homes and larger luxury villas. 

Beach House in South Florida

Naples, in Southwest Florida, is known for its luxury homes, iconic Naples pier, high-end shopping, fantastic golf courses, and restaurants galore. If you're looking for a luxury beach house on the water, plan on spending at least $2 million up to over $25 million.

But most of all it's known for its miles of white beaches. Residents and visitors alike enjoy relaxing in the sun, going fishing, and watching the playful dolphins. And you can't find more spectacular sunsets. Whether you're dining at your favorite restaurant or walking along the beach, you'll never tire of them.

Vacation Homes Near Kissimmee, FL

If you have kids or grandkids and love Disney, consider buying a vacation home near Kissimmee. It's just 30 minutes from Magic Kingdom. The real estate prices are affordable, especially if you're looking at a condo or townhome. A luxury villa is a higher price, of course, but the average cost of homes is around $250,000.

The advantage of this location is that you have a family vacation home and an investment. Renting the property out can help cover your mortgage payment. Plus, property management companies can take care of renting your place out if you don't want to handle it yourself.

Beach Houses in Florida Panhandle

The Florida Panhandle is also known as the Emerald Coast. With a name like that, it could only be beautiful. This area of Florida is about 200 miles long and runs from before Tallahassee to Pensacola. If you're looking for beachfront homes in the Florida panhandle, check out some of these main beach towns:

Panama City Beach

This small beach town has a population of 12,000. It's a vacation spot for both singles and families. There's plenty to do, including fishing, shopping, scuba diving, and boating. Vacation homes for sale include condominiums and single-family homes on the water ranging from the high $500,000 to multi-millions. If you don't mind being inland a bit, you can find homes in the $300,000+ range.


A mid-sized town with 52,000, Pensacola is another beautiful beach town with white sand and emerald water. Fishing is excellent, and so are the seafood restaurants. The city is a top place to live in Florida and one of the best places to retire. Two top sites to visit are the Naval Aviation Museum and historic Fort Pickens established in 1834. The median home price away from the beach is around $173,000. Single-family beachfront properties range in the millions. But it's possible to purchase a condo with a view for about $500,000.


This small town has a year-round population of 13,702. It's one of the best-known destinations with over 4.5 million visitors each year. Because of that, there are significant advantages to having a vacation property you can rent out. As with the other Emerald Bay towns, there are beautiful beaches and stunning sunsets. As you drive along certain sections of the beach, you'll see plenty of high rises along the coast, ready for vacationers.


Voted America's number one beach several years in a row, Clearwater's population is around 115,159. Besides its white sand beaches, this town is also known as the lightning capital of the world. Across the bay from Tampa, Clearwater is a top winter destination for visitors from the colder states like New York, New Jersey, Connecticut, and even our neighbors in Canada.

You can find vacation homes near the beach in Clearwater and the nearby beach towns for sale, ranging from $500,000 up. Inland prices are lower with the median home price around $256,000. This is a hot real estate market, especially since it's near Tampa. There are plenty of high-rise condominiums on the beach for sale that you can rent out. Single-family homes range from smaller beach cottages to luxury homes fit for the rich and famous. The Florida gulf coast offers plenty of outdoor activities including jet boat rides, charter boat fishing, and other water sports.

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After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5