STUDENT LOAN REFINANCING

Lower your monthly payment this summer!

  • Variable rates as low as % APR
  • Fixed rates starting at % APR
  • Save by refinancing with PenFed today

 

Benefits of Refinancing

WHY SHOULD YOU REFINANCE?

save money

 

SAVE MONEY

Expenses come at you hard, be proactive by refinancing a high interest rate student loan.

simplify

 

SIMPLIFY

Refinance your federal, private, or parent student loans into one, simple PenFed loan.

Quick and easy

 

QUICK & EASY

Complete the online application. No fees or prepayment penalties.

cosigners and parents

 

COSIGNERS & PARENTS

Cosigners can improve your rate. Parents can refinance their loans too!

Disclosures Print Icon Print

Rates and offers current as of . Annual Percentage Rate (APR) is the cost of credit calculating the interest rate, loan amount, repayment term and the timing of payments. Fixed Rates range from % APR to % APR and Variable Rates range from % APR to % APR. Both Fixed and Variable Rates will vary based on application terms, level of degree and presence of a co-signer. These rates are subject to additional terms and conditions and rates are subject to change at any time without notice. For Variable Rate student loans, the rate will never exceed % for 5 year and 8 year loans and % for 12 and 15 years loans (the maximum allowable for this loan). Minimum variable rate will be %.

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