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1. Discover how you’re eligible to become a PenFed member
2. Open a Savings/Share Account and deposit at least $5
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Become a member and take advantage of products and exclusive offers!
Join NowIMPORTANT NOTICE
The content you are about to view is produced by a third party unaffiliated to Pentagon Federal Credit Union. PenFed takes no responsibility for the content of the page.
IMPORTANT NOTICE
For more information about the relationship between PenFed and PenFed Realty, LLC, see the Affiliate Business Arrangement Disclosure.
IMPORTANT NOTICE
For more information about the relationship between PenFed and PenFed Title, LLC, see the Affiliate Business Arrangement Disclosure.
PenFed Gold
Visa® Card
PRODUCT SNAPSHOT
Our Lowest-Rate Card
Benefits of this gold card include low APR and low promotional balance transfer APR. Go for the gold today!
INTEREST & FEE INFORMATION »
CREDIT CARD AGREEMENT »
QUESTIONS?
Speak with a member service
representative at 855-278-1157.
Balance Transfer Offer for PenFed Gold Visa® Cardholders
Summary of Terms - PDF
*Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate.
Credit card applications completed online will require your agreement to receive application notifications and disclosures electronically.
Cardholders may sign up for free electronic statement notification to avoid paying a $1.00 fee for mailed paper statements.
Rate and offers current as of
and are subject to change. View pricing lists & cardholder agreements.
ƚAccounts that are issued and approved will receive a $100 statement credit upon spending $1500 in purchase transactions within 90 days of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each account is eligible for 1 statement credit of $100. Please allow 4 weeks after spending $1500 to receive the statement credit.
Refer to the Traditional Program Benefits Guide (PDF) for detailed information.
Features available on all cards
Click to Pay
EMV Chip Technology
Zero Liability Policy±
Tap to Pay
Digital Wallet
To receive any advertised product, you must become a member of PenFed Credit Union which includes opening a $5 PenFed savings account.
±Visa Zero Liability Policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit http://www.visa.com/security.