CASH BACK ON EVERYTHING,
EVERYWHERE

Power Cash Rewards Card

APPLY NOW

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5


 
 
 ANNUAL AMAC MEMBERSHIP
 CREDIT when you pay with
 your PenFed credit card
   
 
 CASH BACK on all purchases for
 PenFed Honors Advantage Members
   
  CASH BACK on all purchases
   
   
STATEMENT CREDIT when you
spend $1,500 in the first 90 days


OUR LOWEST RATE CARD
 

Gold Card

APPLY NOW

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5


 
 
 ANNUAL AMAC MEMBERSHIP
 CREDIT when you pay with
 your PenFed credit card
   
  APR on purchases
   
   
STATEMENT CREDIT when you
spend $1,500 in the first 90 days
   
 
PROMO APR on balance
transfers for 12 months from
now until September 30, 2020.
            +After that a non-variable APR of 17.99%, 3% fee applies to each transaction. Subject to credit approval.


GET REWARDS ON EVERYDAY
PURCHASES

Platinum Rewards Card

APPLY NOW

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5


 
 
 ANNUAL AMAC MEMBERSHIP
 CREDIT when you pay with
 your PenFed credit card
   
   
POINTS on gas purchases paid
at the pump
   
POINTS at the supermarket
 
   
POINTS on all other purchases
 
   
STATEMENT CREDIT when you
spend $1,500 in the first 90 days

Credit Card Benefits

Every PenFed card comes with peace of mind and privileges.

Benefits Gold Power Cash Platinum
Auto Rental Collision Damage Waiver
Emergency Card Replacement & Cash Disbursement
Entertainment (access, upgrades and savings)
Extended Warranty Protection
Fine Wine and Food (access and savings)
Lost/Stolen Card Reporting
Purchase Security
Roadside Dispatch
Shopping Discounts
Sports and Golf Benefits
Travel (offers and upgrades)
Travel Accident Insurance
Travel and Emergency Assistance Service
Visa Signature Concierge
Year End Summary Statement
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REWARDS REDEMPTION CENTER

Live the life the way you want and still get rewarded! Earn and redeem your points or cash back.

LEARN MORE »

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CARD RESOURCE CENTER

Forms and Disclosures

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Debt Protection

Life is unpredictable. With PenFed Debt Protection, your family's financial security is protected in the event you're unable to make timely payments.

LEARN MORE »

Disclosures Print Icon Print

*Visa Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

1Traditional card benefits apply to credit lines below $5,000 and the Signature® card benefits apply to credit lines above $5,000.

2$16 annual statement credit when you use your PenFed credit card to pay for or renew your yearly AMAC membership.

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