Refinancing Loans
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Auto Refinance

Refinancing your vehicle loan with PenFed can help you lower your monthly payments, upgrade to lower interest rates or payoff your vehicle sooner.

APPLY NOW

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

NEW REFINANCE RATES

Vehicle's model year is or .

APR as low as* Term Loan Amount Approx. Loan Pmt.
($25,000 loan)
%
36 mos $ - $ $
%
48 mos $ - $ $
% 60 mos $ - $ $
% 72 mos $ - $ $  
% 84 mos $ - $ $  


USED REFINANCE RATES

Vehicle's model year is or earlier.

APR as low as* Term Loan Amount Approx. Loan Pmt.
($20,000 loan)
%
36 mos $ - $ $
%
48 mos $ - $ $
% 60 mos $ - $ $
% 72 mos† $ - $ $

WHY REFINANCE WITH PENFED?

  • Competitive, low rates
  • Easy online application process
  • Low monthly payment options
  • Available terms up to 84 months

• Save money with lower payments

• Up to 100% financing available

• Finance up to $100,000

 

QUESTIONS?
Speak with a member service representative to start an Auto Refinance application.

CALL US: 855-278-1157

Disclosures Print Icon Print

Rates and offers current as of and are subject to change.

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. The rate you receive on your loan will be the rate in effect at the time of loan disbursal.

Refinance Auto Loans: New vehicles are where you are the original owner and the vehicle is a current () and prior model year (). For used vehicles, maximum used car loan advance will be determined by PenFed using a NADA value. Up to 100% financing is available to qualified members. PenFed does not permit internal refinances of an existing PenFed auto loan.

Rate depends on term. Other restrictions including vehicle and mileage limitations may apply.

The minimum loan amount is $500 and the maximum amount cannot exceed $100,000

You pay $14 less per month with PenFed

$573
$586
PenFed Estimated Monthly Payment
Current Rate Estimated Monthly Payment
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