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Refinancing your vehicle loan with PenFed can help you lower your monthly payments, upgrade to lower interest rates or payoff your vehicle sooner.
Vehicle's model year is or .
Vehicle's model year is or earlier.
• Save money with lower payments
• Up to 100% financing available
• Finance up to $100,000
Speak with a member service representative to start an Auto Refinance application.
CALL US: 855-278-1157
Rates and offers current as of and are subject to change.
*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. The rate you receive on your loan will be the rate in effect at the time of loan disbursal.
Refinance Auto Loans: New vehicles are where you are the original owner and the vehicle is a current () and prior model year (). For used vehicles, maximum used car loan advance will be determined by PenFed using a NADA value. Up to 100% financing is available to qualified members. PenFed does not permit internal refinances of an existing PenFed auto loan.
Rate depends on term. Other restrictions including vehicle and mileage limitations may apply.
You pay $14 less per month with PenFed
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For more information about the relationship between PenFed and PenFed Realty, LLC, see the Affiliate Business Arrangement Disclosure.
For more information about the relationship between PenFed and PenFed Title, LLC, see the Affiliate Business Arrangement Disclosure.