Pentagon Federal Credit Union
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Happy family of three smiling - Money Best VA Loan Lender *2025*

A VA Streamline Refinance can save you more

More than a home loan. A lot more.

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No appraisal, PMI, or closing costs1

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No income or asset verification required

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Rates as low as % (% APR)2

Get more from your home loan

Call now to get started: 800-970-7766. Or, complete this form and we’ll call you!

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Save time and money when you refinance

A PenFed VA Streamline Refinance is a fast and easy way to reduce your interest rate and monthly payment. Save with $0 closing costs1, plus enjoy extra benefits for the life of the loan!

PenFed refinance benefits:

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Save with a wide range of complimentary homeowner services

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Save even more with discounted homeowner insurance, warranties, and security

Disclosures

1VA Streamline Refinance: Closing Costs covered are Credit Report Fees, Flood Certification, Tax Service Fees, VA Funding Fees, Title Fees, Recording Fees, and Transfer Taxes. Other fees & taxes may apply such as Taxes, discount points, pre-paid interest, property taxes, and property insurance, which will be the member's responsibility.

2Except for holidays, rates are updated Monday through Friday at 10:15am EST. The advertised rates and points are subject to change. The information provided is based on discount point, which equals percent of the loan amount, and assumes the purpose of the loan is to purchase a property with a 30-year, conforming, fixed-rate loan. Loan amount of $450,000; loan-to-value ratio of 95%; credit score of 760; and DTI of 18% or less. The property is an existing single-family home and will be used as a primary residence. The advertised rates are based on certain assumptions and loan scenarios, and the rate you may receive will depend on your individual circumstances, including your credit history, loan amount, down payment, and our internal credit criteria. Other rates, points, and terms may be available. All loans are subject to credit and property approval.

VA IRRRL rates quoted do not require an origination fee.

Points are the responsibility of the borrower.

To receive any advertised product, you must become a member of PenFed.

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This credit union is federally insured by the National Credit Union Administration. Rates are current as of June 2025 unless otherwise noted and are subject to change.

APY = Annual Percentage Yield
APR = Annual Percentage Rate


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Routing #256078446

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