Affiliated Business Arrangement Disclosure

This is to give you notice that PenFed has a business relationship with PenFed Realty, LLC ("PFR") and PenFed Title, LLC ("PFT"). PFR is wholly owned by PenFed and this referral may provide PenFed a financial or other benefit.

Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for the purchase, sale, or refinance of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

Provider/Settlement Service

PenFed Realty, LLC/Real Estate Commission

PenFed Title, LLC/Title Insurance and Closing


Company Charge/Rate of Charges
PenFed Realty, LLC    Charges may range from 1% to 6% of the sales price plus $350.

PenFed Title, LLC

Title Insurance

Varies by State

$0.32 to $5.70 per thousand of loan amount

$2.40 to $6.84 per thousand of sales price

PenFed Title, LLC

Settlement Services

(Varies by State)

Settlement Fee - $200 - $825

Title Examination Fee - $75 - $550

Document Preparation - $100 - $375

Recording Services - $50 - $200

Photocopies, miscellaneous - $35 - $200


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