• PENFED PLATINUM REWARDS
    VISA SIGNATURE® CARD

    PenFed Platinum Rewards Visa Signature

    5x

    POINTSon gas purchases at the pump**

    3x

    POINTSon all supermarket purchases**

    1x

    POINTon all other purchases**
    $100 Bonus Statement Credit

    Additional Benefits

    How Many Rewards Points Will I Earn?

    Calculate My Rewards

    $500/mo
    $1,500/mo
    $1,500/mo

    Your Point Rewards


    ANNUAL REWARD POINTS


    MONTHLY REWARD POINTS

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    Interest Rates and Interest Charges
    Annual Percentage Rate (APR) forPpurchases and Cash Advances 10.24% to 17.99% when you open your account, based on your creditworthiness.* Your APR will vary with the market based on the Prime Rate.
    APRs for Balance Transfers 0% promotional rate for 12 Months on transfers made April 1, 2016 - June 30, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval.
    Penalty APR and When It Applies 17.99% if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable penalty APR. The penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.

    *Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate.

    Cardholders may sign up for Free electronic statement notification to avoid paying a $1.00 fee for mailed paper statements.

    Rate and offers current as of June 2016 and are subject to change. View pricing lists & cardholder agreements

    **Rewards are available only for new purchases made with the card: cash advances, checks drawn from the account, and balance transfers are excluded and do not earn credit toward rewards. Certain restrictions may apply. Visa® USA determines which transactions are classified as gas purchases paid at the pump and supermarket purchases based on Merchant Category Codes. Military commissaries are supermarkets. Fuel purchases for airplanes and boats receive 1 point per dollar spent. Your card account must be open and in good standing to earn rewards.

    ƚAccounts approved and issued from April 1, 2016 - June 30, 2016 will receive a $100 statement credit upon spending $1500 in purchase transactions within 3 months of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each account is eligible for 1 statement credit of $100. Please allow 4 weeks after spending $1500 to receive the statement credit.

    Refer to the Program Rules, Terms and Conditions (PDF) and the Program Benefits Guide (PDF) for detailed information.

     

    PLATINUM REWARDS
    SIGNATURE CARD

    PenFed Platinum Rewards Visa Signature 

    Interest Rates and Charges

    Annual Percentage Rate (APR) for Purchases and Cash Advances 10.24% to 17.99% when you open your account, based on your creditworthiness.* Your APR will vary with the market based on the Prime Rate.
    APRs for Balance Transfers 0% promotional rate for 12 Months on transfers made April 1, 2016 - June 30, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval.
    Penalty APR and When It Applies 17.99% if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable penalty APR. The penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.