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Military Officers Association of America

Why You Should Join MOAA's Ranks

As a MOAA member, you'll have access to expert benefits information advice, money-saving products and services, plus a team of legislative professionals fighting for your rights. You also will have the opportunity to network and make connections to aid your personal and professional life. Membership in MOAA costs just $37 a year. Join MOAA today and start enjoying the benefits.

The following are only a few items that our more than 370,000 members find beneficial.


MOAA offers its members some of the very best insurance plans available, including TRICARE insurance supplements and outstanding buys in term life insurance. Join MOAA! 

Financial Services

As a MOAA member, you'll have access to competitive credit cards and special rates on CDs and money market accounts. Plus find special items from the MOAA Exchange online. Join MOAA! 

Legislative Action

The Government Relations Department has five full-time lobbyists who represent the interests of the military community (active duty, retired, guard/reserve, family members, and survivors - both officer and enlisted) through testimony before Congress and personal contact with elected officials, congressional staffers, and representatives of the Department of Defense and other executive branch agencies. Join MOAA! 

Employment Assistance

MOAA's acclaimed Officer Placement Service (TOPS) provides assistance to members and their spouses in career transition. TOPS offers resume advice, job listings, background information on more than one million companies, a career fair, and a worldwide network of fellow MOAA members who are already working in industries you are targeting. The popular booklet, Marketing Yourself for a Second Career, is free to members. Join MOAA! 

Educational Assistance Programs

The MOAA Scholarship Fund offers competitive interest-free loans for undergraduate study to the unmarried dependent children of active, reserve, retired, or deceased members of the uniformed services. Join MOAA! 

Retirement Advice and Assistance 

MOAA Benefits Information experts provide thousands of members each year with assistance and advice relating to military benefits and entitlements, Social Security, and a wide range of other entitlements. Easy-to-understand booklets and fact sheets (available in the Publications section) on these subjects are available to members, including SBP Made Easy, Help Your Survivors - Now!, Reserve Retirement Benefits, Planning for Military Retirement, Aging Into Medicare and many more. Join MOAA! 

Military Officer Magazine and Today's Officer articles 

MOAA's award-winning monthly magazines feature diverse feature articles and reports on legislation, financial issues, second-career opportunities, current military affairs, military history, travel, and health/fitness. Join MOAA! 

Chapter Activities

More than 400 MOAA-affiliated, but autonomous, chapters are chartered in the United States and abroad. Chapters offer local opportunities for camaraderie, job networking, and organized legislative action on local, state, and national levels. Join MOAA! 


You do not have to be retired to join MOAA! All active duty, retired, National Guard, Reserve, former commissioned officers, and warrant officers of the uniformed services - Army, Navy, Air Force, Marine Corps, Coast Guard, Public Health Service, and National Oceanic and Atmospheric Administration - are eligible for membership.

MOAA counts among its members 6 out of 10 retired officers; 64,000 active duty officers; and more than 58,000 active or retired Guard and Reserve officers.

Auxiliary membership is available for surviving spouses of deceased officers.

Join MOAA!