Regular Savings Account

Key Features

  • Establishes your PenFed membership 
  • Current Rate: 0.05% APY 

*Please see 'Details and Disclosures' below for important account information.


  • Easily transfer funds to your accounts 
  • Earns dividends on the entire account balance from the day of deposit to day of withdrawal
  • Dividends compounded daily and credited monthly 
  • Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government:  

Keep in Mind: You can join the credit union with a $5 minimum deposit to your Regular Share account.

Not yet a PenFed member? Join now to apply.

Details and Disclosures

APY (Annual Percentage Yield) is accurate as of June 1, 2017 - June 30, 2017 and is subject to change at any time. Fees may reduce earnings.