LIFE AND EVENTS

Big life, small payments.

Get the cash you need to support every milestone.

APPLY NOW

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

For all life's journeys

Turn almost any large purchase into convenient, monthly payments. Take the trip you've always wanted, throw the wedding of your dreams, or learn a new hobby.

 

Members have used a PenFed Life Loan for

  • Family vacations
  • Hobbies and sports
  • K-12 education
  • Major expenses
  • Pets
  • Weddings
APPLY NOW

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

The benefits of a life personal loan

MONEY FOR LIFE'S EXPENSES

Turn almost any life expense into manageable monthly payments

GET A FIXED RATE

With an affordable fixed rate, all of your expenses can be bundled together

APPLY NOW

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

SAVE MONEY ON INTEREST

Avoid charging your expenses on multiple high-interest credit cards

Features of a personal loan

  • As low as 6.49% APR*
  • Terms up to 60 months
  • Funds could be available the next day**
  • Loans up to $
  • No title or deed required
  • No early payoff penalty
  • No origination fee
  • No hidden fees

What's the process?

  1. Apply online
  2. Review loan
  3. Receive your money in the mail
Apply Online Review loan and E-Sign Receive your money in the mail
APPLY NOW

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

Explore the possibilities

What will my payments be?

 
$
APPLY NOW

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

Additional personal loans

How else can we help?

Disclosures Print Icon Print

Rates and offers current as of and are subject to change.

*Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history.

**Next day delivery option is available at an additional shipping cost.

Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.

Loan Payment Example: A $ personal loan financed at 6.49% APR would amount to 60 monthly payments of approximately $391.23 each.

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