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Simplify your debt
DEBT CONSOLIDATION
Simplify and save.
Consolidate high-interest rate accounts into one manageable monthly payment.
CONSOLIDATE
REFINANCE
RESTRUCTURE
Lower your monthly payments, reduce your interest rate, or simply pay less total interest on an existing loan or credit line. PenFed can change your finances with a debt consolidation loan in days.
The benefits of a debt consolidation personal loan
SIMPLIFY WITH A SINGLE PAYMENT
Funds in your account through a smooth and quick process
GET A FIXED RATE
With an affordable fixed rate, all of your expenses can be bundled together
SAVE MONEY ON INTEREST
Avoid charging your expenses on multiple high-interest credit cards
Features of a personal loan
- As low as 6.49% APR*
- Terms up to 60 months
- Funds could be available the next day**
- Loans up to $
- No title or deed required
- No early payoff penalty
- No origination fee
- No hidden fees
What's the process?
- Apply online
- Review loan
- Receive your money in the mail
Explore the possibilities
What will my payments be?
Monthly Payment
Additional personal loans
HOME IMPROVEMENT
Love your home even more
TRANSPORTATION
Keep your vehicle up and running
MEDICAL AND DENTAL
Peace of mind
LIFE AND EVENTS
Life takes money
Details and Disclosures
Print
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Rates and offers current as of and are subject to change.
*Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history.
**Next day delivery option is available at an additional shipping cost.
Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.
Loan Payment Example: A $ personal loan financed at 6.49% APR would amount to 60 monthly payments of approximately $391.23 each.
