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Simplify your debt
DEBT CONSOLIDATION
Simplify and save.
Consolidate high-interest rate accounts into one manageable monthly payment.
CONSOLIDATE
REFINANCE
RESTRUCTURE
Lower your monthly payments, reduce your interest rate, or simply pay less total interest on an existing loan or credit line. PenFed can change your finances with a debt consolidation loan in days.
The benefits of a debt consolidation personal loan
SIMPLIFY WITH A SINGLE PAYMENT
Funds in your account through a smooth and quick process
GET A FIXED RATE
With an affordable fixed rate, all of your expenses can be bundled together
SAVE MONEY ON INTEREST
Avoid charging your expenses on multiple high-interest credit cards
Features of a personal loan
- As low as
% APR*
- Terms up to 60 months
- Loans up to $
- No early payoff penalty
- No origination fee
- No hidden fees
What's the process?
Check your rate without affecting your credit score†
Select from multiple pre-approved offers
Receive your money in 1-2 business days after verification
Explore the possibilities
Additional personal loans
HOME IMPROVEMENT
Love your home even more
TRANSPORTATION
Keep your vehicle up and running
MEDICAL AND DENTAL
Peace of mind
LIFE AND EVENTS
Life takes money
Disclosures
Print
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Rates and offers current as of and are subject to change.
*Your actual APR will be determined at the time of disbursement and will be based on your creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other eligibility requirements may apply.
Loan Payment Example: A $ personal loan financed at
% APR would amount to 60 monthly payments of approximately $
each.
†The initial inquiry will be a soft pull that will not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.
Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.
