Rates and offers current as of and are subject to change. All loan programs are subject to credit approval.
*Your actual APR will be determined at the time of disbursement and will be based on your creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other conditions may apply.
Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.
Fixed Rate Personal Line of Credit:
After account opening, a three business day waiting period applies for credit line advances. These line of credit accounts cannot be used for overdraft protection.
Overdraft Line of Credit:
After account opening, a three business day waiting period applies for credit line advances. This account can only be accessed by overdraft from a checking account. No other types of advances are permitted.