Personal Line of Credit Disclosure

Rates and offers current as of Rate Month and are subject to change. All loan programs are subject to credit approval.

*Your actual APR will be determined at the time of disbursement and will be based on your creditworthiness. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other eligibility requirements may apply.

The initial inquiry will be a soft pull that will not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.

Fixed Rate Personal Line of Credit:

After account opening, a three business day waiting period applies for credit line advances. These line of credit accounts cannot be used for overdraft protection.

You are leaving PenFed.org and entering a third party Website that is not a part of Pentagon Federal Credit Union.

You are leaving PenFed.org and entering a third party site. PenFed Realty, LLC is wholly owned by PenFed and this referral may provide PenFed a financial or other benefit.

You are leaving PenFed.org and entering a third party Website.

You are leaving PenFed.org and entering a third party site. PenFed Title, LLC is wholly owned by PenFed and this referral may provide PenFed a financial or other benefit.