PERSONAL LOANS

The money you need with a low rate, fixed payment

  • Rates as low as % APR*
  • Check your rate without affecting your credit score!

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

How a Personal Loan can help you

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Money for Life's Expenses

 

  • Debt Consolidation
  • Home Remodel/Repair
  • Extreme Vacation
  • Unexpected Expenses
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Options to Fit Your Needs

 

  • Rates as low as % APR*
  • Terms up to 60 months
  • Loans up to $

No Hidden Fees

 

  • No application fee
  • No origination fee
  • No early payoff penalty

Not a problem, anyone can join. Apply now and we'll create your membership during this application.

What's the process?

Select from multiple pre-approved offers

Receive your money in 1-2 business days after verification

Disclosures

Rates and offers current as of and are subject to change.

*Your actual APR will be determined at the time of disbursement and will be based on your creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other eligibility requirements may apply.

Loan Payment Example: A $ personal loan financed at % APR would amount to 60 monthly payments of approximately $ each.

The initial inquiry will be a soft pull that will not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.

Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.

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