Personal Loan

Key Features

  • Low 9.99% APR†
  • Terms up to 60 months**
  • No collateral required
  • Subject to credit approval


  • Fixed monthly payments
  • Great alternative to high-rate credit cards

    Keep in Mind: This is an online-only special rate - apply today to lock it in. If looking to consolidate bills, please apply for the PenFed Bill Consolidation Loan.

    Not yet a PenFed member? Join now to apply.

    Details and Disclosures

    Rates effective April 01, 2014 - April 30, 2014 and subject to change.

    † Internet-only Rate Sale: rates applicable to applications submitted online only. Higher rate will be assessed if you do not apply online.

    *Rate determines term. All loans subject to minimum monthly payment of $50.

    **Loan example: $15,000 at 9.99% APR for 60 monthly payments of approximately $318.63 each.