Image of United States Army Warrant Officers Association Gold Visa card

PenFed Gold Visa® Card

PRODUCT SNAPSHOT

Everyday Ease

There’s no annual fee or foreign transaction fee with this classic, uncomplicated card. Receive an emergency card replacement, auto rental insurance and more.

INTEREST & FEE INFORMATION »

CREDIT CARD AGREEMENT »

To apply for this exclusive card, please call us. 800-247-5626

  • NO Annual Fee   
  • No Foreign Transaction Fee   
  • No Cash Advance Fee   
 
  • Favorable Fees No annual fees and no foreign transaction fees
  • Enhanced Security EMV chip-enabled for added security and Card Security Text Alerts

Balance Transfer Offer for PenFed Platinum Rewards Visa Signature® Cardholders

 % promotional balance transfer rate for on Balance Transfers made between . After that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently %. A % balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Summary of Terms - PDF

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases and Cash Advances % Your APR will vary with the market based on the Prime Rate.
APRs for Balance Transfers % APR promotional balance transfer rate for on Balance Transfers made between . After that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently %. A % balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance in full each month by the payment due date.
Penalty APR and When It Applies % APR if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable Penalty APR. The Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.

Rate and offers current as of and are subject to change. View pricing lists & cardholder agreements.

Cardholders may sign up for Free electronic statement notification to avoid paying a $1.00 fee for mailed paper statements.

Additional Benefits

Automobile rental insurance

$100,000 travel accident insurance

Verified by Visa

Emergency card replacement