Navy League of the United States

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PenFed Promise Visa® Card

PRODUCT SNAPSHOT

Absolutely No Fees

Looking for a simple, straightforward card? Build your credit and finance your life with absolutely no fees. That's the PenFed Promise.

INTEREST & FEE INFORMATION »

CREDIT CARD AGREEMENT »

To apply for this exclusive card, please call us. 800-247-5626

  • NO BALANCE TRANSFER FEE   
  • NO CASH ADVANCE FEE   
  • NO LATE FEE   
  • NO PENALTY APR   
 
  • Favorable Fees No annual fees, No foreign transaction fees and No over credit limit fee
  • Enhanced Security EMV chip-enabled for added security and Card Security Text Alerts.

Balance Transfer Offer for PenFed Promise Visa® Cardholders

Balance Transfers - % APR promotional balance transfer rate for on transfers made between . After that, the APR for the unpaid balance and any new balance transfers will be % to % based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Summary of Terms - PDF

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases and Cash Advances %. Your APR will vary with the market based on the Prime Rate.
APRs for Balance Transfers % promotional balance transfer rate for on transfers made between . After that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently %. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance in full each month by the payment due date.
Penalty APR and When It Applies None

*Rate and offers current as of  and are subject to change. View pricing lists & cardholder agreements.

NL PenFed Promise Visa Cardholders must subscribe to our e-statement service for ALL active credit card accounts held with PenFed. Pentagon Federal is not affiliated with or endorsed by Upromise, Inc.

Additional Benefits

No balance transfer fees

No cash advance fees

PenFed's most awarded card

Named Simplest Card in America by Credit.com