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PenFed Platinum Rewards Visa Signature® Card

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Get Rewards on Everyday Purchases

Earn as you pay and get a little more with your everyday purchases. Rewards at the supermarket and the gas pump? That's the platinum standard.

INTEREST & FEE INFORMATION »

CREDIT CARD AGREEMENT »

To apply for this exclusive card, please call us. 800-247-5626

  • 5x Points* on gas purchases at the pump  
  • 3x Points* on supermarket purchases  
  • 1x Point* on all other purchases  
  • $5,000 Credit Line minimum credit line  
 
  • Favorable Fees No annual fees and no foreign transaction fees!
  • Enhanced Security EMV chip-enabled for added security

Balance Transfer Offer for PenFed Platinum Rewards Visa Signature® Cardholders

 % promotional balance transfer rate for on Balance Transfers made between . After that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently %. A % balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Summary of Terms - PDF

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases and Cash Advances % Your APR will vary with the market based on the Prime Rate.
APRs for Balance Transfers % promotional balance transfer rate for on Balance Transfers made between . After that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently %. A % balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance in full each month by the payment due date.
Penalty APR and When It Applies % APR if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable Penalty APR. The Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.

Cardholders may sign up for Free electronic statement notification to avoid paying a $1.00 fee for mailed paper statements.

Rate and offers current as of and are subject to change. View pricing lists & cardholder agreements.

*The PenFed Platinum Rewards Visa Signature® Card program is issued and administered by PenFed. Refer to Benefits Information (PDF) for complete program rules, terms and conditions. Rewards are available only for new purchases made with the card: cash advances, checks drawn from the account, and balance transfers are excluded and do not earn credit toward rewards. Certain restrictions may apply. Visa® USA determines which transactions are classified as gas purchases paid at the pump and supermarket purchases based on Merchant Category Codes. Military commissaries are supermarkets. Fuel purchases for airplanes and boats receive 1 point per dollar spent. Your card account must be open and in good standing to earn rewards.

†Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders’ behalf.

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Additional Benefits

24/7 Concierge Service†

Special Savings and Discounts From Top Retailers

Access to Popular Events

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