American Society of Military Comptrollers

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PenFed Premium Travel Rewards American Express®

PRODUCT SNAPSHOT

Earn More Points Across The Globe

Major journeys deserve major rewards. Whether you’re shopping small or planning a thousand- mile trip, we want to give back to you. Earn more from your miles and get where you need to be.

INTEREST & FEE INFORMATION »

CREDIT CARD AGREEMENT »

To apply for this exclusive card, please call us. 800-247-5626

  • 5x Points** on airline purchases  
  • 1x Points** on other purchases  
  • 20,000 Bonus Points Spend $2,500 within 3 months of opening an account  
  • 0% Promo APR On balance transfers for 12 months. 3% balance transfer fee. Subject to credit approval.  Read More
 
  • Favorable Fees No foreign transaction fees
  • Enhanced Security EMV chip enabled for added security

PenFed Premium Travel Rewards American Express Balanace Transfer Terms

PenFed Premium Travel Rewards American Express® Card  

Balance Transfers - % APR promotional balance transfer rate for on balance transfers made between . After that, the APR for the unpaid balance and any new balance transfers will be % and will vary with the market based on the Prime Rate. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance in full each month by the payment due date.

Summary of Terms - PDF

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases and Cash Advances % Your APR will vary with the market based on the Prime Rate.
APRs for Balance Transfers % APR promotional balance transfer rate for on Balance Transfers made between . After that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently %. A % balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance in full each month by the payment due date.
Penalty APR and When It Applies % APR if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable Penalty APR. The Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.

Rate and offers current as of and are subject to change. **Cash advances, credit card checks, and balance transfers are excluded from earning reward points. View pricing lists & cardholder agreements (PDF).


The American Society of Military Comptrollers PenFed Premium Travel Rewards American Express® Credit Card program is issued and administered by PenFed. Refer to American Express Benefits Information (PDF) for complete program rules, terms and conditions. American Express® is a federally registered Service mark of American Express® and is used by PenFed pursuant to a license.

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Additional Benefits

Automatic enrollment into the PenFed Premium Rewards program

Complimentary 24-hour concierge service

Comprehensive world-class travel insurance

Roadside assistance and car rental insurance

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