Rates and offers current as of and are subject to change.
1 Your actual APR will be determined at the time of disbursement and will be based on your creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. All loans are subject to a minimum monthly payment of $50. Loan amount determines term. PenFed does not allow personal loans for business/commercial purposes. Members can only get approved for a total of $ in Personal Loans across multiple applications. Applicants with a membership age greater than 6 months may be eligible to apply for loans greater than $ and up to $. Other conditions may apply. Loan Payment Example: A $ personal loan financed at % APR; 60 monthly payments of approximately $676.49 each.
2 The initial inquiry will be a soft pull that will not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.
3 Same day and next day funding available after account approval into PenFed Checking Accounts only. Next day funding through shipping available with an additional shipping cost for non-PenFed checking accounts.