Personal Loan rates range from 4.99% to 17.99% APR.

Rates and offers current as of and are subject to change.

1 Your actual APR will be determined at the time of disbursement and will be based on your creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. All loans are subject to a minimum monthly payment of $50. Loan amount determines term. PenFed does not allow personal loans for business/commercial purposes. Loan Payment Example: A $ personal loan financed at % APR; 60 monthly payments of approximately $ APR= Annual Percentage Rate..

2 The initial inquiry will be a soft pull that may not affect your credit score. If you choose to initiate a loan application after checking your rates, you will be required to authorize a full credit report inquiry, which would be considered a hard pull and may affect your credit.

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