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You’re pre-qualified for a PenFed Personal Loan with rates as low as % APR.*


Not a problem, anyone can join. Apply now and we'll create your membership during this application.

What's the process?

Select from multiple pre-approved offers

Receive your money in 1-2 business days after verification

Check your rate without affecting your credit score

Benefits of a Personal Loan

Rates as low as % APR*

No origination fees or hidden fees

No early payoff penalty


Rates and offers current as of and are subject to change. 

*Your actual APR will be determined at the time of disbursement and will be based on your creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Other eligibility requirements may apply.

Loan Payment Example: A $ personal loan financed at % APR would amount to 60 monthly payments of approximately $ each.

Loan amount determines rate and term. All loans are subject to a minimum monthly payment of $50.

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