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MORTGAGE KNOWLEDGE CENTER

PenFed Mortgage with Confidence

getting a mortgage

Mortgage with Confidence

CALL TODAY AT 1-866-386-7254 OR

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

Home Buying Steps

Mortgage Topics

Mortgage Products

PenFed HELOC

Rates as Low as % APR with flexible use of funds

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

getting a mortgage

What is a Loan Estimate?

What You’ll Learn:Discover What’s In a Mortgage Loan Estimate

Topic Discussed:Generic, Homebuying 101, First Time Home Buyer, Getting Started

Expected Read Time:5 mins

Published: December 03,2021

Learn what a loan estimate is from PenFed Credit Union, including costs through a particular mortgage lender, closing costs, and interest rates.
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How to Restore a VA Loan

What You’ll Learn:What to expect when buying a home

Topic Discussed:

Expected Read Time:4 mins

Published: October 08,2021

Are you a veteran or service member who's had a VA loan in the past and is interested in restoring your full VA entitlement? Read on to find out how to do it step-by-step.
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How to Wire Funds for Closing

What You’ll Learn:

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Closing on a Home

Expected Read Time:5 mins

Published: October 01,2021

Wiring funds for closing can be confusing, plus there are security risks to be aware of. Read on to discover how and when to wire mortgage closing funds.
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Top 10 Documents Needed for Mortgage

What You’ll Learn:

Topic Discussed:Purchase, PenFed Top 10, First Time Home Buyer, Closing on a Home

Expected Read Time:7 mins

Published: October 01,2021

When you're applying for a mortgage, you'll be asked for a list of documents. Check out our mortgage loan documents checklist so you can be prepared.
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Home Prices Rising Too Fast?

What You’ll Learn:

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Finding a Home

Expected Read Time:14 mins

Published: September 10,2021

With low housing inventory, home prices are skyrocketing. Find out why and what you can do to find an affordable home in the areas you'd like to live in.
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How to Negotiate in a Hot Market

What You’ll Learn:

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Finding a Home

Expected Read Time:7 mins

Published: September 03,2021

Buying in a seller's market? Real estate negotiation skills are key. Plus, you need to know how to negotiate a counteroffer and win. Read on for our top tips.
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How to Get Top Dollar Selling Your Home

What You’ll Learn:

Topic Discussed:Purchase, Homebuying 101, Home equity, Home Ownership

Expected Read Time:9 mins

Published: August 27,2021

Discover tips for selling your home - from curb appeal to making the interior look larger and brighter. Read on and learn how to sell your home faster for more.
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Should I buy down my mortgage rate?

What You’ll Learn:

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Getting Started

Expected Read Time:9 mins

Published: August 27,2021

When it's time to get a mortgage loan and lock in your rate, you might be wondering if you should buy down your rate with discount points. Read on to find out.
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Buying in a Gated Community

What You’ll Learn:

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Finding a Home

Expected Read Time:17 mins

Published: August 13,2021

There are 10 things to consider if you're going to buy in a gated community - from rules, amenities, fees, and community. Read on for more.
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Top 10 Benefits of Owning vs. Renting

What You’ll Learn:

Topic Discussed:PenFed Top 10, First Time Home Buyer, Finding a Home, Home Ownership

Expected Read Time:6 mins

Published: August 10,2021

Considering buying a home instead of paying for rent? Read on to see what the advantages are including building equity & having your own space.
LEARN MORE

Mortgage with Confidence

CALL TODAY AT 1-866-386-7254 OR

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

PenFed HELOC

Rates as Low as % APR with flexible use of funds

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

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