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Mortgage with Confidence

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Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

PenFed HELOC

LOW RATES · FLEXIBLE CLOSING TERMS
Start Online

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

va loans

VA IRRRL Program

What You’ll Learn:

Topic Discussed:VA Loans, VA Loans, Homebuying 101, First Time Homebuyer, Getting Started

Expected Read Time:5 mins

Published: July 01,2021

The VA IRRRL refinance program has rules and guidelines, including appraisal, COE, funding fees, recoupment, and closing costs. Read on to find out more.

Should I Refinance to a 15-Year Mortgage?

What You’ll Learn:

Topic Discussed:refinance, refinance, VA Loans, Conventional loans, Home Ownership

Expected Read Time:4 mins

Published: June 11,2021

Thinking about refinancing to a 15-year mortgage? From saving on interest to building equity faster, discover the pros and cons of this type of refi.

What is a Prequalification?

What You’ll Learn:

Topic Discussed:First Time Homebuyer, First Time Homebuyer, Conventional loans, VA Loans, Getting Started

Expected Read Time:4 mins

Published: May 21,2021

Prequalification vs. preapproval? Let's clarify the difference between these similar terms to help homebuyers gain a better understanding of both.

What is a Preapproval?

What You’ll Learn:

Topic Discussed:First Time Homebuyer, First Time Homebuyer, Conventional loans, VA Loans, Getting Started

Expected Read Time:4 mins

Published: May 14,2021

A preapproval is a key part of starting your homebuying process. PenFed Credit Union explains what a preapproval is, why you need one, and how to get it.

Can I Get a VA Loan With Bad Credit?

What You’ll Learn:

Topic Discussed:VA Loans, VA Loans, Homebuying 101, Getting Started

Expected Read Time:4 mins

Published: April 30,2021

Need a mortgage and worried about credit? Discover what a good credit score is for a VA loan and what a good credit score is for a conventional loan.

Everything You Need to Know About VA Loan Rates

What You’ll Learn:How VA loan rates compare and how they are determined

Topic Discussed:VA Loans, VA Loans, Homebuying 101, Getting Started

Expected Read Time:3 mins

Published: April 02,2021

If you're shopping for a VA loan, you may have questions about VA rates. Find out who sets the rates, how your rate is determined, and the best time to lock in your interest rate.

Understanding Benefits of VA Loans

What You’ll Learn:Some of the great benefits that VA loans offer

Topic Discussed:VA Loans, VA Loans, Homebuying 101, Getting Started

Expected Read Time:3 mins

Published: March 12,2021

If you're wondering, are VA loans worth it? Read on to discover what the benefits are of a VA loan. We'll let you know why VA loans can't be beaten.

VA Fixed-Rate vs. VA Adjustable-Rate Mortgage

What You’ll Learn:What type of VA loan is right for you

Topic Discussed:VA Loans, VA Loans, Homebuying 101, Getting Started

Expected Read Time:5 mins

Published: March 12,2021

What type of VA loan is right for you – a fixed-rate or adjustable mortgage? There are benefits to both. Discover your options so you can decide which mortgage is your best choice.

How Much Mortgage Can I Afford?

What You’ll Learn:Understand the factors and costs that go into homeownership

Topic Discussed:VA Loans, VA Loans, Homebuying 101, Getting Started

Expected Read Time:3 mins

Published: February 25,2021

Get your home loan financing questions answered, including: Can I afford a mortgage? How much home can I afford? Can I afford to buy a home?

Understanding Your Credit Score for a VA Loan

What You’ll Learn:How your credit score can affect the interest rate on your mortgage

Topic Discussed:VA Loans, VA Loans, Homebuying 101, Getting Started

Expected Read Time:4 mins

Published: February 25,2021

Your credit score can make a difference in your interest rate for a VA loan. Find out what's a good score, what's too low, and steps to take if you need to improve your credit.

Mortgage with Confidence

CALL TODAY AT 1-866-386-7254 OR
Start Online

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

PenFed HELOC

LOW RATES · FLEXIBLE CLOSING TERMS
Start Online

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

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