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MORTGAGE KNOWLEDGE CENTER

PenFed Mortgage with Confidence

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MORTGAGE WITH CONFIDENCE

CALL TODAY AT
1-844-703-1014 OR

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

Home Buying Steps

Mortgage Topics

Mortgage Products

PenFed HELOC

Rates as Low as % APR with flexible use of funds

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

finding a home

VA Loan Closing Costs - Everything You Need to Know

What You’ll Learn:Do VA loans have closing costs? Who pays VA closing costs? Can you roll closing

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Finding a Home

Expected Read Time:6 MINS

Published: Sep 16, 2022

Do VA loans have closing costs? Who pays VA closing costs? Can you roll closing costs into a VA loan? Discover the answers to these and more common questions.
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VA Certificate of Eligibility - Everything You Need to Know

What You’ll Learn:Learn the ins and outs of the VA Certificate of eligibility

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Finding a Home

Expected Read Time:4 MINS

Published: Sep 16, 2022

Explore this comprehensive resource about VA eligibility and the VA COE.
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Pros and Cons of an FHA Loan - What You Need to Know

What You’ll Learn:Is an FHA Loan Right for You? Let's Look at the Pros and Cons.

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Finding a Home

Expected Read Time:6 MINS

Published: Sep 16, 2022

Even if you meet the criteria, does that always mean an FHA loan is right for you? Let's look at the pros and cons.
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Should You Buy a House or Condo?

What You’ll Learn:How to decide which suits you the best - a house or a condo.

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Finding a Home

Expected Read Time:12 MINS

Published: Aug 25, 2022

House or Condo? Deciding what type of property to purchase is important. It affects so many things from financing to location. Read on to see our top tips.
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Is Now the Best Time for an ARM?

What You’ll Learn:How you can still get low interest rates by getting an adjustable-rate mortgage.

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Finding a Home

Expected Read Time:7 MINS

Published: Aug 25, 2022

With interest rates rising, you can still get a low rate with an adjustable-rate mortgage. An ARM can give you more buying power - especially in bidding wars.
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How to Apply for an FHA Loan

What You’ll Learn:The documentation you'll need, credit score requirments, and more when applying

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Finding a Home

Expected Read Time:9 MINS

Published: Jul 28, 2022

Applying for an FHA loan is easier if you know how to prepare. Discover what documentation to gather and what type of credit score you'll need. Read on.
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Can I Afford a Jumbo Loan?

What You’ll Learn:Whether a jumbo home loan would fit into your budget.

Topic Discussed:Purchase, Adjustable Rate Mortgage, Homebuying 101, Finding a Home

Expected Read Time:9 MINS

Published: Jul 28, 2022

Discover what it takes to get a jumbo loan and whether or not it fits into your budget. A jumbo mortgage could be the best choice in today's market.
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When Rates Rise - Is an ARM Good?

What You’ll Learn:What to look at when considering an adjustable-rate home loan.

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Finding a Home

Expected Read Time:9 MINS

Published: Apr 01, 2022

You can still get a low rate with an adjustable-rate mortgage even when rates rise. An adjustable-rate mortgage can give you buying power you need. Read on.
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Applying for a Mortgage & Credit Pulls

What You’ll Learn:How to Shop with Multiple Lenders and Still Protect Your Credit

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Finding a Home

Expected Read Time:11 MINS

Published: Apr 01, 2022

When it's time to apply for a mortgage loan, discover the dos and don'ts when it comes to having your credit pulled so you can protect your score and get a loan.
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Benefits of a Credit Union ARM

What You’ll Learn:The Basics of ARM Mortgages and Their Advantages

Topic Discussed:Purchase, Homebuying 101, First Time Home Buyer, Finding a Home

Expected Read Time:7 MINS

Published: Mar 25, 2022

Getting an adjustable-rate mortgage may help you get the home you're bidding on. Plus, with a lower rate, you can qualify for a larger loan. Read on for more.
LEARN MORE

MORTGAGE WITH CONFIDENCE

CALL TODAY AT
1-844-703-1014 OR

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

PenFed HELOC

Rates as Low as % APR with flexible use of funds

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

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