Buying your home

One-stop shopping saves you time and money

Team up with a nationwide network of real estate agents and home loan experts to find and finance the home of your dreams — plus save an average of $2,300 on closing costs¹!

Around the corner…
Work with a local agent who truly knows the area, including homes, schools, and so much more.

Or, across the country…
Choose a trusted real estate partner who can make you feel right at home with your big move.

Find, finance, and save.

Find your home with top real estate agents.
Finance your home with our home loan experts.
Save an average of $2,300 on closing costs¹!
Save again on closing costs if you refinance to a lower rate within 3 years of your loan closing¹.

Selling your home

Flexible sales options save you time and hassle

Sell your home on your terms:

List traditionally with a trusted agent, or
Get an immediate offer and close within two weeks without putting your home on the market², or
Receive an offer now and take up to 150 days to list your home and consider other offers², or
Sell now, then move when you are ready with our flexible leaseback option²

Get an agent

Call 844-357-1427

or complete this form and we'll call you!

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I have read and acknowledged PenFed’s Affiliate Business Arrangement Disclosure

Disclosures

¹Members become Very Important Buyers (VIB) and are eligible to receive the lender-paid closing credit when their transaction is completed with both PenFed mortgage and the qualified PenFed real estate network agent to (1) purchase their new home, offer valid for completed purchase applications received on or after April 3, 2025, or (2) to purchase a home listed by a Berkshire Hathaway HomeServices PenFed Realty agent, offer valid for completed purchase applications received on or after October 6, 2025; subject to qualification and approval. Member must use the qualified PenFed real estate network agent assigned to member to close their real estate transaction. If member has already closed on a property or is currently using, and wishes to continue using, a non-PenFed real estate network agent, member will not qualify for this benefit. Lender-paid closing cost credits include: loan origination fee, appraisal fee, tax service fee, flood certification fee, credit report fee, soft credit report fee, and escrow waiver pricing adjustment, if applicable. Members can obtain lender and real estate services separately, but the lender-paid closing credit will not apply. Credits may be reduced if all credits received, including seller credits, have reached the maximum allowable credit limit for the selected loan product. Terms and conditions apply and are subject to change without notice. This is not a commitment to lend.

Very Important Buyer (VIB) members are eligible to receive a lender-paid closing credit if they refinance the original VIB loan with PenFed within 3 years of the origination date of their original VIB loan. The same fees are eligible to be waived as the original VIB loan. The refinance benefit can only be redeemed one time. Terms and conditions apply and are subject to change without notice. This is not a commitment to lend.

²Available for qualified participants and properties. Subject to terms and conditions.

To receive the advertised product, you must become a member of PenFed Credit Union, which is federally insured by the NCUA.

Your exclusive benefits include: