1PenFed Mortgage offers a Thank You Lowe’s Gift Card to all members who complete a mortgage or Home Equity Line of Credit application between November 8, 2019 and November 15, 2019. Members can receive a Thank You Lowe’s Gift card approximately 6 weeks after closing on a new purchase or refinance first mortgage or Home Equity Line of Credit with PenFed Mortgage, subject to qualification, approval and closing by March 15, 2020. The Thank You Gift card is not available if the interested party contributions have reached the maximum allowable limit per the loan product, please contact your Mortgage Loan Officer for more details. The Thank You Lowe’s Gift cards are available for all funded mortgages in all states, including District of Columbia, Puerto Rico and Guam and Home Equity Line of Credit in all states including District of Columbia. The Mortgage Thank You Gift may constitute taxable income.