Affiliated Business Arrangement Disclosure

This is to give you notice that PenFed has a business relationship with PenFed Realty, LLC, d/b/a Berkshire Hathaway HomeServices PenFed Realty, d/b/a Berkshire Hathaway HomeServices PenFed Realty Texas (“PenFed Realty”). PenFed Realty is wholly owned by PenFed and this referral may provide PenFed a financial or other benefit.

Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for the purchase, sale, or refinance of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

Provider/Settlement Service

PenFed Realty/Real Estate Commission

Charge/Range of Charges

Charges may range from 1% to 6% of the sales price plus $350.

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