• Welcome to PenFed

    Where members do better.


    Information for transitioning Miramar Federal Credit Union members.

    Frequently Asked Questions  

    Not a Miramar Federal Credit Union Member?

    Click Here 

    Your New Account

    See what you will need to know about your account starting May 1st:

     
    Direct deposits and automatic transfers will go into your PenFed account(s).
     
    In order to set up future transfers between institutions, PenFed’s routing number is: 2560-7844-6. 
     
    Begin using your Access America Checking checks, debit card, or ATM card with PIN.
    Questions? Call Member Service at 855-278-1154

    PenFed Products

    You now have access to all PenFed's great rates and innovative products.

    Auto LoansAuto Loans  
    MortgagesMortgages  
    AccessAmerica CheckingAccessAmerica Checking  
    Credit CardsCredit Cards  
     

    Auto Loans

    Any auto loans that you had prior to May 1, 2017, will remain the same with the exception of the account number, which will be included on your first PenFed statement.

    See all of our low-rate auto loans.  
     

    Mortgages

    PenFed offers an innovative variety of fixed and adjustable rate mortgages. Explore buying or refinancing by clicking the button below.

    Learn more about our mortgage options.  
     

    Access America Checking

    If you had a Miramar Federal Credit Union checking account and ordered checks in the last year, PenFed checks will be sent to you in the weeks before May 1, 2017. You can begin using your PenFed checks on May 1st. Your last Miramar Federal Credit Union statement should be mailing in early May.

    Discover Access America Checking.  
     

    Credit Cards

    For current credit cardholders, your account will stay “as is” and not convert to a PenFed credit card account. Your current credit card service provider will continue servicing your account as they have in the past. Should you have any questions please contact us at 855-278-1158 or at PenFed.org.Learn more about all of our award-winning credit cards.