• MILITARY CARDS

    PenFed Defender American Express
    • 1.5% cash back on all purchases
    • Absolutely no fees
    • 24/7 Personal Travel Related Assistance

    Balance Transfers

    For 12 Months

    WITH NO BALANCE TRANSFER FEE
    Subject to credit approval.

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    Balance Transfer Offer for PenFed Defender American Express® Cardholders

    4.99% APR promotional balance transfer rate for 12 Months on Balance Transfers made October 1, 2016 - December 31, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance in full each month by the payment due date.

    Summary of Terms (PDF)

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    PenFed Defender Visa Signature
    • 1.5% cash back on all purchases
    • Absolutely no fees
    • 24/7 Concierge Service

    Balance Transfers

    For 12 Months

    WITH NO BALANCE TRANSFER FEE
    Subject to credit approval.

    ESTIMATE MY SAVINGS READ MORE
    Balance Transfer Offer for PenFed Defender Visa Signature® Cardholders

    4.99% APR promotional balance transfer rate for 12 Months on Balance Transfers made October 1, 2016 - December 31, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance in full each month by the payment due date.

    Summary of Terms (PDF)

    APPLY NOW CANCEL

    PenFed Defender American Express® Card program is issued and administered by PenFed. Refer to American Express Benefits Information (PDF) for complete program rules, terms and conditions. American Express® is a federally registered Service mark of American Express® and is used by PenFed pursuant to a license.