For 12 Months
WITH NO BALANCE TRANSFER FEE
Subject to credit approval.
4.99% APR promotional balance transfer rate for 12 Months on Balance Transfers made January 1, 2017 - March 31, 2017. After that, the APR for the unpaid balance and any new balance transfers will be 9.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance in full each month by the payment due date.
Summary of Terms (PDF)
PenFed Defender American Express® Card program is issued and administered by PenFed. Refer to American Express Benefits Information (PDF) for complete program rules, terms and conditions. American Express® is a federally registered Service mark of American Express® and is used by PenFed pursuant to a license.
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If you are ready to open a new IRA account, please print, complete, and return the IRA application:
IRA Application Booklet
If you have a PenFed IRA and would like to open an IRA certificate, please call a member service representative at 1-800-247-5626.
If you are ready to open a new Coverdell Education Savings Account (ESA), please print, complete, and return the following application:
Coverdell ESA Application
If you have a Coverdell ESA with PenFed and would like to open an ESA Certificate, please call a member service representative at 1-800-247-5626.
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