Great Rates for Everyone
*Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate.

Why PenFed?

We work for you

Your success is our success. We're
committed to providing you the tools and
resources to help you achieve your goals.

We're your partner

We're not just a credit union. We're your
partner. Becoming a PenFed member
means never facing a financial decision
alone.

24/7 access

We go where you go. Access our services
from your laptop, ATM, or phone 24 hours a
day, every day.