PenFed-Mission-Video

sdfsgsgs

2% CASH BACK on all purchases for PenFed Honors Advantage Members

1.5% CASH BACK on all purchases

$100 Bonus Statement Credit when you spend $1,500 in the first 90 days

Annual Fee: $0

Purchase Variable APR: 14.99% to 17.99%

ssdfdsfsd

sdsgdsdgs

APPLY NOW

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

Good/Excellent Credit

50,000 Bonus Points when you spend $3000 in the first 90 days

4x

Points on all Travel categories for PenFed Honors Advantage Members

3x

Points on all Travel categories

1.5x

Points on all other purchases

Annual Fee: $95

(waived for existing Honors Advantage Members)

Purchase Variable APR: 14.99% to 17.99%

APPLY NOW

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

Get a decision in as little as 20 seconds.

Good/Excellent Credit
5x

POINTS on gas purchases paid at the pump

3x

POINTS at the supermarket

1x

POINTS on all other purchases

$100 Bonus Statement Credit when you spend $1,500 in the first 90 days

Annual Fee: $0

Purchase Variable APR: 13.49% to 17.99%

APPLY NOW

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

Good/Excellent Credit

LOW APR on purchases

0% APR on balance transfers for 12 months

$100 Bonus Statement Credit when you spend $1,500 in the first 90 days

Annual Fee: $0

Purchase Variable APR: 7.49% to 17.99%

APPLY NOW

Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

Good/Excellent Credit

Interest Rates

Annual Percentage Rate (APR) for Purchases % to % when you open your account, based on your creditworthiness.* Your APR will vary with the market based on the Prime Rate.
APRs for Balance Transfers % promotional balance transfer rate for on transfers made . After that, the APR for the unpaid balance and any new balance transfers will be be a non-variable rate of %.
APR for Cash Advances %
Penalty APR and When It Applies % if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable penalty APR. The penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire account balance, including balance transfers and cash advances, by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Annual Fee None
Cash Advance Fee None
Balance Transfer Fee %

Rate and offers current as of  and are subject to change. View pricing lists & cardholder agreements.

**Cash advances, credit card checks, and balance transfers are excluded from earning cash rewards.

ƚAccounts that are issued and approved will receive a $100 statement credit upon spending $1500 in purchase transactions within 90 days of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each account is eligible for 1 statement credit of $100. Please allow 4 weeks after spending $1500 to receive the statement credit.

Disclosures

*Rates are based on your creditworthiness, which includes an evaluation of your credit history and the length of your PenFed membership. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate.

Credit card applications completed online will require your agreement to receive application notifications and disclosures electronically.

Cardholders may sign up for free electronic statement notification to avoid paying a $1.00 fee for mailed paper statements.

Rate and offers current as of and are subject to change. View pricing lists & cardholder agreements.

**Cash advances, credit card checks, and balance transfers are excluded from earning rewards.

±Visa Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit http://www.visa.com/security.

ƚAccounts that are issued and approved will receive 50,000 bonus points upon spending $3000 in purchase transactions within 90 days of account opening. Each account is eligible for 1 bonus at account opening. Please allow 4 weeks after spending $3000 to receive the bonus. Rewards are available only for new purchases made with the card: cash advances, checks drawn from the account, and balance transfers are excluded and do not earn credit toward rewards. Certain restrictions may apply. Visa® USA determines which transactions are classified as travel purchases based on Merchant Category Codes. Your card account must be open and in good standing to earn rewards.

ƚƚTo qualify for the PenFed Honors Advantage Program you must 1) be in an active military service status, a member of the Reserves or National Guard, an honorably discharged U.S. Military Veteran or retired from such service OR 2) the member must be the primary owner on both the credit card and checking accounts of any existing open PenFed product, excluding PenCheck Limited accounts, or open a new Access America Checking account with PenFed.

Refer to the Program Rules, Terms and Conditions (PDF), Travel Credits (PDF) and the Travel Signature Program Benefits (PDF) for detailed information.

PenFed PenFed, Inc FREE - On Google Play