To receive any advertised product, you must be a member of PenFed Credit Union.
1. Rates and offers current as of , and are subject to change. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rate also depends on amount borrowed and term. Other restrictions, including vehicle age and mileage, may apply. Vehicle weight restrictions apply. Up to 110% financing is available to qualified members for vehicle purchases. One hundred percent financing available for refinanced vehicles. New vehicles are where you are the original owner and the vehicle is a current () or prior model year (). New vehicle payment example: $20,000 loan with rate of % APR, 36 monthly payments of approximately $. Maximum used car loan advance will be determined by PenFed using a NADA value. Used car loan example: $20,000 loan with a rate of % APR, 36 monthly payments of approximately $. PenFed does not permit internal refinances of an existing PenFed auto loan.
2. Rates and offers are in effect as of , for new applications, for a limited time, and subject to change without notice. 30-Year Fixed Mortgage Payment Example: The information provided assumes the purpose of the loan is to purchase a property with a loan amount of $250,000 and an estimated property value of $350,000. The property is located in Alexandria, VA, and is within Fairfax County. The property is an existing single-family home and will be used as a primary residence. At a interest rate, the APR for this loan type is . The monthly payment schedule would be 360 payments of $ at an interest rate of . Payments shown do not include taxes or insurance escrows; actual payments may be greater. The application of additional loan level pricing adjustments will be determined by various loan attributes to include but not limited to the loan-to-value (LTV) ratio, credit score, transaction type, property type, product type, occupancy, and subordinate financing. Investment properties not eligible for offers. Additional terms and conditions apply.
3. Offers current as of , and are subject to change. Cash advances, credit card checks, and balance transfers are excluded from earning Platinum Rewards points. Visa® USA determines which transactions are classified as gas paid at the pump and which stores are classified as supermarkets. Military commissaries are supermarkets. Fuel purchases for airplanes and boats receive 1 point per dollar spent.
4. Account is a variable rate account. Annual Percentage Yield (APY) is valid as of last dividend declaration date of Earn dividends with a monthly direct deposit of $500 to your Access America Checking account AND a daily balance up to $50,000 per statement cycle. Once the account qualifies to earn dividends, daily balances up to $19,999.99 earn % APY and daily balances of $20,000 or more, up to $50,000 earn % APY. APY and tiers are subject to change at any time. Fees may reduce earnings on account. Minimum deposit of $25 required to open account. When an account is terminated prior to the end of a statement cycle, dividends will be paid if the aggregate monthly direct deposit requirement is met on the date of account termination.
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