Starting January 1st, create your Online Account using the Security Code & PenFed Member Number that was mailed to you.
Create Online Account
Missing/forgot my Security Code
Your Security Code will be mailed to you prior to January 1, 2017. Please refer to the image below in order to help you identify this mailing...
If you have not received your Security Code mailing by January 1st, please notify PenFed at 866-386-7189.
Where can I find my PenFed Member Number?
Your PenFed member number will be mailed to you prior to January 1, 2017. Please refer to the image below in order to help you identify this mailing.
If you have not received your PenFed member number by January 1st, please notify PenFed at 866-386-7189.
Not an Energy Federal Credit Union Member?
Begin using your Access America Checking checks, debit card, or ATM card with PIN.
Direct deposits and automatic transfers will go into your PenFed account(s).
In order to set up future transfers between institutions, PenFed’s routing number is: 2560-7844-6.
Any auto loans that you had prior to January 1, 2017, will remain the same with the exception of the account number, which will be included on your first PenFed statement.
Your First Mortgage Loan(s) will be transferred to PenFed effective January 1st. You will receive additional information about the transfer of your mortgage to PenFed in the coming weeks.
If you ordered checks for your Energy FCU checking account in the last year, PenFed checks will be sent to you in the weeks before January 1st. You can begin using your PenFed checks on January 1st. Your last Energy Federal Credit Union statement should be mailing in early January.
For current credit cardholders, PenFed will issue you an award-winning credit card in February. Until then, your Energy Federal Credit Union credit card will continue to work as it always has.Learn more about all of our award-winning credit cards.
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If you are ready to open a new IRA account, please print, complete, and return the IRA application:
IRA Application Booklet
If you have a PenFed IRA and would like to open an IRA certificate, please call a member service representative at 1-800-247-5626.
If you are ready to open a new Coverdell Education Savings Account (ESA), please print, complete, and return the following application:
Coverdell ESA Application
If you have a Coverdell ESA with PenFed and would like to open an ESA Certificate, please call a member service representative at 1-800-247-5626.
Become a member and take advantage of products and exclusive offers!
To join, you need only fulfill two requirements:
Become a member in 3 steps; it is fast and easy to set up an account online. No military affiliation required!