Features available on all cards
AMAC Partnership
Annual AMAC Membership Credit2
No to low annual fee
Great balance transfer offer
Highly competitive rates
Credit Card Benefits
For more information on benefits, review these downloadable PDFs.
Signature® card benefits apply to credit lines $5,000 and above.
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Benefits |
Gold |
Power Cash |
Platinum |
Pathfinder |
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Traditional |
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Cell Phone Protection |
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Emergency Card Replacement & Cash Disbursement |
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Lost/Stolen Card Reporting |
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Roadside Dispatch |
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Travel Accident Insurance |
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Signature |
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Entertainment (access, upgrades, and savings) |
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Fine Wine and Food (access and savings) |
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Purchase Security |
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Shopping Discounts |
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Sports and Golf Benefits |
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Travel (offers and upgrades) |
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Travel and Emergency Assistance |
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Visa Signature Concierge |
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Year End Summary Statement |
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Travel Signature |
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Auto Rental Collision Damage Waiver |
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Baggage Delay Reimbursement |
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Lost Luggage Reimbursement |
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Trip Delay Reimbursement |
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REWARDS REDEMPTION CENTER
Live the life the way you want and still get rewarded! Earn and redeem your points or cash back.
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CARD RESOURCE CENTER
Forms and Disclosures
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Debt Protection
Life is unpredictable. With PenFed Debt Protection, your family's financial security is protected in the event you're unable to make timely payments.
Learn More »
Disclosures
To receive any advertised product, you must become a member of PenFed Credit Union which includes opening a $5 PenFed savings account.
±Visa Zero Liability Policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
1Traditional card benefits apply to credit lines below $5,000 and the Signature® card benefits apply to credit lines $5,000 and above.
2$16 annual statement credit when you use your PenFed credit card to pay for or renew your yearly AMAC membership.
‡If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
Platinum Rewards Visa Signature® Card
ANNUAL AMAC MEMBERSHIP CREDIT when you pay with your PenFed credit card
Points on gas paid at the pump and EV charging stations
Points at the supermarket (including most Target and Walmart locations), restaurants and TV, radio, cable, streaming services
No annual fee
15,000 Bonus Points when you spend $1,500 in first 90 days
Get a decision in as little as 20 seconds.
Power Cash Rewards Visa Signature® Card
ANNUAL AMAC MEMBERSHIP CREDIT when you pay with your PenFed credit card
2% cash back on all purchases for PenFed Honors Advantage Members
1.5% cash back on all purchases
No annual fee
$![]( "Bonus Statement Credit")
Bonus Statement Credit when you spend ![]( "Total Spend for Power Cash")
in the first 90 days
Get a decision in as little as 20 seconds.
Gold Visa® Card
ANNUAL AMAC MEMBERSHIP CREDIT when you pay with your PenFed credit card
Everyday Low APR on purchases after introductory period ends
No annual fee
Get a decision in as little as 20 seconds.
PenFed Pathfinder® Rewards Visa Signature® Card
ANNUAL AMAC MEMBERSHIP CREDIT when you pay with your PenFed credit card
Points on all Travel categories for PenFed Honors Advantage Members
Up to $![]( "Total Pathfinder Travel Value")
total travel value
Complimentary Priority Pass airport lounge annual membership
Get a decision in as little as 20 seconds.