Complete Access Checking

Key Features

  • Free Bill Pay
  • Free Visa® Check Card
  • Overdraft protection available to qualified members

 *Please see 'Details and Disclosures' below for important account information. 


  • Free PenFed ATM transactions*
  • Deposit Anywhere available to qualified members
  • Electronic statements available
  • Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government:  

Keep in Mind: Daily balance of $500 or Direct Deposit of at least $500 monthly is required to avoid $10 service charge. Minimum opening deposit of $25.

Not yet a PenFed member? Join now to apply.

Details and Disclosures

*Some non-Pentagon Federal Credit Union ATM providers may levy a surcharge on your ATM transaction. Pentagon Federal Credit Union has no control over these charges.

APY = Annual Percentage Yield