Affordability Calculator

When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating. Use our home affordability calculator to determine how much of a mortgage you may be able to obtain.

Annual Income

$

Monthly Debts

$

Down Payment

$

Loan Term

15 20 30

Calculate

It looks like there are some unique circumstances in your financial picture. Call your PenFed representative today to discuss your options.

--- TOTAL HOME COST

--- PER MONTH

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RATIO SLIDER

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More
Aggressive

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Apply before becoming a member.

After your application, we’ll help you:

1. Discover you’re eligible to become a PenFed member

2. Open a Savings/Share Account and deposit at least $5

Products & Rates

The calculator above is for educational purposes only. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.