• TRANSFER A BALANCE AND SAVE

    Take advantage of our exclusive promotional rates on balance transfers. You'll save on interest and possibly pay down your balances faster.

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    Current Balance Transfer Offers on Select PenFed Credit Cards

    0% APR

    For 12 Months

    A 3% fee applies to each transaction.
    Subject to credit approval.

    FIND CARDS
    4.99% APR

    For 12 Months
    WITH NO BALANCE TRANSFER FEE

    Subject to credit approval.

    FIND CARDS

    Estimate My Savings When I Transfer A Balance

    OR
    $1,000
    21.0%

    I Will Save Approximately

    $---

    IN INTEREST WITH PENFED

    Don't you just love saving money?

    APPLY NOW

    The savings applies only to the balance transfer amount and not to any other balances for which interest is charged, and assumes that no additional fees or charges are assessed. The savings assumes that the APR you selected for your current credit card rate applies to your entire balance to be transferred. This is only an estimate, actual savings will vary based on payments, date of payments, fees, and previous card terms.