• Welcome to PenFed

    Where members do better.

    Information for transitioning Augusta Metro Federal Credit Union members.

    Frequently Asked Questions  

    Not a Augusta Metro Federal Credit Union Member?

    Click Here 

    Your New Account

    See what you will need to know about your account starting June 2nd:

    Direct deposits and automatic transfers will go into your PenFed account(s).
    In order to set up future transfers between institutions, PenFed’s routing number is: 2560-7844-6. 
    Begin using your Access America Checking checks, debit card, or ATM card with PIN.
    Questions? Call Member Service at 855-278-1159

    PenFed Products

    You now have access to all PenFed's great rates and innovative products.

    Auto LoansAuto Loans  
    AccessAmerica CheckingAccessAmerica Checking  
    Credit CardsCredit Cards  

    Auto Loans

    Any auto loans that you had prior to June 1, 2017, will remain the same with the exception of the account number, which will be included on your first PenFed statement.

    See all of our low-rate auto loans.  


    PenFed offers an innovative variety of fixed and adjustable rate mortgages. Explore buying or refinancing by clicking the button below.

    Learn more about our mortgage options.  

    Access America Checking

    If you had a Augusta Metro Federal Credit Union checking account and ordered checks in the last year, PenFed checks will be sent to you in the weeks before June 1, 2017. You can begin using your PenFed checks on June 2nd. Your last Augusta Metro Federal Credit Union statement should be mailing in early June.

    Discover Access America Checking.  

    Credit Cards

    For current cardholders, PenFed will issue you an award-winning credit card in July 2017. Until then, your existing Augusta Metro Federal Credit Union credit card will continue to work as it always has. If you have any questions please contact us at 855-278-1159.Learn more about all of our award-winning credit cards.