• PENFED GOLD VISA® CARD

    PenFed Visa Gold Card

    Low APR

    ON PURCHASESand cash advances

    No Annual Fee

    NO CASH ADVANCE FEES
    $100 Bonus Statement Credit

    Additional Benefits

    Interest Rates and Interest Charges
    Annual Percentage Rate (APR) for Purchases and Cash Advances 10.24% to 17.99% when you open your account, based on your creditworthiness.* Your APR will vary with the market based on the Prime Rate.
    APRs for Balance Transfers 0% promotional rate for 12 Months on transfers made July 1, 2016 - September 30, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval.
    Penalty APR and When It Applies 17.99% if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable penalty APR. The penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.

    *Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate.

    Cardholders may sign up for Free electronic statement notification to avoid paying a $1.00 fee for mailed paper statements.

    Rate and offers current as of September 2016 and are subject to change. View pricing lists & cardholder agreements

    ƚAccounts approved and issued from July 1, 2016 - September 30, 2016 will receive a $100 statement credit upon spending $1500 in purchase transactions within 3 months of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each account is eligible for 1 statement credit of $100. Please allow 4 weeks after spending $1500 to receive the statement credit.

     

    PENFED GOLD VISA® CARD

    PenFed Visa Gold Card 

    Interest Rates and Charges

    Annual Percentage Rate (APR) for Purchases and Cash Advances 10.24% to 17.99% when you open your account, based on your creditworthiness.* Your APR will vary with the market based on the Prime Rate.
    APRs for Balance Transfers 0% promotional rate for 12 Months on transfers made July 1, 2016 - September 30, 2016. After that, the APR for the unpaid balance and any new balance transfers will be 10.24% to 17.99% based on your creditworthiness and will vary with the market based on the Prime Rate. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval.
    Penalty APR and When It Applies 17.99% if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable penalty APR. The penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.