*Earn dividends with monthly direct deposits of $500 or more and a daily balance of up to $50,000 per statement cycle.1
** Please note that this is a variable rate account. Tiers and dividend rates are subject to change.
Free online bill payment
Mobile Check Deposit
No monthly service fee with a daily balance or a monthly direct deposit of $500 or more.
$25 Minimum Opening Deposit
Pay more securely at millions of locations worldwide where chip-enabled cards are accepted.
24/7 Access Anytime. Anywhere. Use Your Debit Card at ATMs, in store purchases, online or by phone.
Shop with confidence knowing that PenFed's $0 Liability Policy on unauthorized purchases has you covered.
1 Dividends Account is a variable rate account. APY is valid as of last dividend declaration date of February 1, 2017. APY and tiers are subject to change at any time. Fees may reduce earnings on account. Minimum deposit of $25 required to open account. When an account is terminated prior to the end of a statement cycle, dividends will be paid if the aggregate direct deposit requirement is met on the date of account termination. Dividends are compounded daily and paid monthly.
The content you are about to view is produced by a third party. PenFed takes no responsibility for the content on the page.
The content you are about to view is produced by a third party unaffiliated to Pentagon Federal Credit Union. PenFed takes no responsibility for the content on the page.
Prudential PenFed Realty is a wholly owned subsidiary of PenFed.
If you are ready to open a new IRA account, please print, complete, and return the IRA application:
IRA Application Booklet
If you have a PenFed IRA and would like to open an IRA certificate, please call a member service representative at 1-800-247-5626.
If you are ready to open a new Coverdell Education Savings Account (ESA), please print, complete, and return the following application:
Coverdell ESA Application
If you have a Coverdell ESA with PenFed and would like to open an ESA Certificate, please call a member service representative at 1-800-247-5626.
Become a member and take advantage of products and exclusive offers!
To join, you need only fulfill two requirements:
Become a member in 3 steps; it is fast and easy to set up an account online. No military affiliation required!