• Real Estate Rewards

    SAVE UP TO
    $10,0001
    When you use a network real estate agent and our preferred title providers to buy your next home. 

    Call: 1-800-556-8077

    • 5/5 Adjustable Rate Mortgage
      We pay closing costs up to $10,0001 and waive the origination fee (when applicable) when you use a network real estate agent and our preferred title providers to buy your next home.
    • 15/15 Adjustable Rate Mortgage
      We pay closing costs up to $10,0001 and waive the origination fee when you use a network real estate agent and our preferred title providers to buy your next home.
    • 30-Year Fixed Rate Mortgage
      Pay no origination2 fee when you use a network real estate agent and our preferred title providers to buy your next home.
    • 15-Year Fixed Rate Mortgage
      Pay no origination2 fee when you use a network real estate agent and our preferred title providers to buy your next home.
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    Equal Housing Lender - MLS Realtor
     

    Disclosure Information

    Promotions and interest rates subject to change without notice. Only purchase transactions are eligible for promotions.

    1Available when using a network real estate agent and our preferred title providers. For New York and Texas properties borrowers may use any title company to obtain the closing cost credit. Should this loan be paid off within 36 months, the member must repay PenFed a prorated amount of the total closing costs paid by PenFed except those paid to PenFed affiliated title companies. PenFed will pay your closing costs up to $10,000 including but not limited to: appraisal fee, tax service fee, CLO access fee, title fees, transfer tax fees, credit report fee, flood certification fee, recording fee, survey if required and work verification fee. This does not include: escrow, interest, homeowner’s insurance, lender’s title insurance, or owner’s title insurance, the cost for a structural engineering or similar report, should the appraiser request one, or points to buy a rate down or applied to a loan. Promotion available for the purchase of a primary residence or 2nd home only.  Other restrictions may apply.  See contract addendum for details.

      2 Purchase only with at least a 15% down payment. The application of loan level pricing adjustments will be determined by the loan–to-value (LTV) ratio combined with certain representative credit scores. Loan level pricing adjustments also apply to certain condominium transactions and some subordinate financing transactions. Loan level pricing adjustment or points to buy a rate down are the responsibility of the borrower and not covered in promotions.

    Affiliated Business Arrangement Disclosure

    This is to give you notice that PenFed has a business relationship with PenFed Realty, LLC. PenFed Realty, LLC is wholly owned by PenFed and this referral may provide PenFed a financial or other benefit.

    Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for the purchase, sale, or refinance of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

    Provider/Settlement Service
    PenFed Realty, LLC/Real Estate Commission

    Charge/Range of Charges
    Charges may range from 1% to 6% of the sales price plus $295.