Personal Loans Overview
  • Bill Consolidation

    Bill Consolidation



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    • Incredibly Low 9.99% APR†
    • Terms up to 60 months**
    • No collateral required
    Rate Term Loan Amount Approx. Loan Pmt. ($15,000 loan)
    9.99% APR† 12 to 36 months $500 - $25,000 
    $483.94
    9.99% APR† 12 to 48 months $5,000 - $25,000 
    $380.37
    9.99% APR† 12 to 60 months $10,000 - $25,000 
    $318.63
    • Simplify bill payments
    • Special online-only rates
    • Up to 36 months, 48 months and 60 months options**
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    Personal Line of Credit

    Personal Line of Credit



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    • Low rate of Prime + 6%, adjusted quarterly
    • Credit lines up to $25,000
    • Free checks to access your line
    • Prime +6%, adjusted quarterly
    • Available funds when you need them, anytime, for anything you want
    • Payments based on amount you actually use, not on amount of your line of credit
    • Use your line anywhere you would use a check
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    Personal Loan

    Personal Loan



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    • Low 9.99% APR†
    • Terms up to 60 months**
    • No collateral required
    Rate Term Loan Amount Approx. Loan Pmt. ($15,000 loan)
    9.99% APR† 12 to 36 months $500 - $25,000 
    $483.94
    9.99% APR† 12 to 48 months $5,000 - $25,000 
    $380.37
    9.99% APR† 12 to 60 months $10,000 - $25,000 
    $318.63
    • Fixed monthly payments
    • Great alternative to high-rate credit cards
    • Up to 36 months, 48 months and 60 months options**
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  • The PenFed Premium American Express® Card

    • 5X points on airfare
    • 1X points on other purchases
    • No annual fee
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  • Details and Disclosures

  • Rates effective April 01, 2014 - April 30, 2014 and subject to change.

    † Internet-only Rate Sale: rates applicable to applications submitted online only. Higher rate will be assessed if you do not apply online.

    When you consolidate bills: no more than 50% of the loan amount may be used for Pentagon Federal Credit Union loans.

    *Rate determines term. All loans subject to minimum monthly payment of $50.

    **Loan example: $15,000 at 9.99%APR for 36 monthly payments of approximately $483.94 each.